Boost your savings with up to 8.88% per year profit rate[@bancassurance] on your Term Deposit-i by investing or purchasing a Takaful plan with us.
Enjoy a higher profit with a Term Deposit-i of up to 3 months in MYR.
T&Cs apply. Offer runs from 20 March 2025 to 30 April 2025.
Product |
Tenure |
Profit rateFootnote link 1 |
Minimum TD-i placement |
Placement ratio |
Shariah-Compliant Unit trustsFootnote link 2Footnote link 2 |
3-month |
MYR TD-i |
MYR50,000 |
1:1 |
Structured investments-iFootnote link 2Footnote link 2Footnote link 2 |
3-month |
MYR TD-i |
MYR50,000 |
1:2 |
SukukFootnote link 2Footnote link 2Footnote link 2 |
3-month |
MYR TD/-i 7.18%per year |
MYR50,000 |
1:2 |
BancaTakaful (Regular Contribution)Footnote link 1 (Applicable for all BancaTakaful regular contribution except HSBC's Takaful Future Prime (3-Pay)) |
3-month |
MYR TD-i 8.88% per year |
MYR20,000 |
1:1 |
BancaTakaful (Regular Contribution)Footnote link 1 (Exclusively for HSBC's Takaful Future Prime (3-Pay)) |
3-month |
MYR TD-i 6.18% per year |
MYR20,000 |
1:1 |
BancaTakaful (Single Contribution)Footnote link 1 |
3-month |
MYR TD-i 8.88% per year |
MYR20,000 |
1:3 |
Product |
Shariah-Compliant Unit trustsFootnote link 2Footnote link 2 |
|---|---|
Tenure |
3-month |
Profit rate1Footnote link 1 |
MYR TD-i |
Minimum TD-i placement |
MYR50,000 |
Placement ratio |
1:1 |
Product |
Structured investments-iFootnote link 2Footnote link 2Footnote link 2 |
Tenure |
3-month |
Profit rate1Footnote link 1 |
MYR TD-i |
Minimum TD-i placement |
MYR50,000 |
Placement ratio |
1:2 |
Product |
SukukFootnote link 2Footnote link 2Footnote link 2 |
Tenure |
3-month |
Profit rate1Footnote link 1 |
MYR TD/-i 7.18%per year |
Minimum TD-i placement |
MYR50,000 |
Placement ratio |
1:2 |
Product |
BancaTakaful (Regular Contribution)Footnote link 1 (Applicable for all BancaTakaful regular contribution except HSBC's Takaful Future Prime (3-Pay)) |
Tenure |
3-month |
Profit rate1Footnote link 1 |
MYR TD-i 8.88% per year |
Minimum TD-i placement |
MYR20,000 |
Placement ratio |
1:1 |
Product |
BancaTakaful (Regular Contribution)Footnote link 1 (Exclusively for HSBC's Takaful Future Prime (3-Pay)) |
Tenure |
3-month |
Profit rate1Footnote link 1 |
MYR TD-i 6.18% per year |
Minimum TD-i placement |
MYR20,000 |
Placement ratio |
1:1 |
Product |
BancaTakaful (Single Contribution)Footnote link 1 |
Tenure |
3-month |
Profit rate1Footnote link 1 |
MYR TD-i 8.88% per year |
Minimum TD-i placement |
MYR20,000 |
Placement ratio |
1:3 |
How to invest
Leave us your contact details and we will be in touch with you.
Islamic investment products
Shariah-Compliant Unit Trust
For medium to long-term goals, unit trust is a viable investment option as it utilises time and the expertise of investment professionals to your advantage. The earlier you start, the better your chances of reaping potentially higher returns.
Why is diversification important
- Minimises the risk of lossTo your overall investment portfolio by reducing potential volatility.
- Allows you to explore more opportunities for returnBy spreading your investments to different asset classes.
- Protects you against adverse market cyclesAnd unexpected market crisis like what we have experienced with COVID-19.
Already a customer?
Start investing with EZInvest today!
Download or update your HSBC Malaysia Mobile Banking app to get started.
Don't have an HSBC Amanah investment account-i?
Shariah-Compliant Structured Product
A customisable investment solution which can be tailor-made according to your investment need, market view and risk appetite. You can choose from various structures with returns dependent upon movements of a predetermined index, equity, FX rates or interbank rate benchmark. For example:
- HSBC Amanah Principal Protected Participation Structured Product offers you the opportunity to capitalise on upside potential of your preferred equity or index to earn an enhanced return
- HSBC Amanah Principal Protected Absolute Performance Structured Product offers you the opportunity to earn a positive return not only when underlying equity/index price goes up but also when the underlying price goes down
- HSBC Amanah Principal Protected Range Accrual FRINI rates linked Structured Product offers you the opportunity to capitalise on range bound view of market rates to earn regular profit payment higher than the term deposit-i rate.
- HSBC Amanah Principal Protected Digital Lock-In Equity/Index Linked Structured Product offers you the opportunity to earn regular profit payment higher than the term deposit-i rate when the underlying equities/indices stay above a predetermined level (e.g. 90% of initial price).
- HSBC Amanah Non-Principal Protected MaxMin Autocallable Structured Product offers investors the opportunity to earn potential regular profit payments higher than the term deposit-i rate when the underlying equities/indices stay above a predetermined level that is lower than current underlying price (knock in level).
Sukuk
Sukuk are Shariah compliant debt securities which represent certificates of equal value that evidence undivided ownership or investment in the underlying assets using Shariah principles. Essentially, when you invest in Sukuk, your money is put into the assets of a project or investment in order to generate profit. Sukuk offers you the opportunity to earn profits (in the form of periodic distribution payments). It can also be traded (buy or sell) prior to maturity provided a counterparty is found at the best effort basis of the Bank. HSBC Amanah offers sukuk in various currencies and credit ratings.
Foreign exchange
Access real-time FX rates and transfer money instantly across the globe.
Only individuals registered with Federation of Investment Managers Malaysia (FiMM) as consultants are authorised to promote, market and distribute unit trust schemes. To better safeguard your interest during any discussion and investment related to unit trust schemes, you are advised to access https://www.fimm.com.my/search and key in the full name of the unit trust consultant to verify if they are authorised by FiMM.
Related products
Protection
A comprehensive range of solutions to protect you and your loved ones.
Financing
Enjoy higher and flexible financing options to suit your needs.