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Islamic investments

Find the right investment opportunity with our digital Islamic investment account.

Stand to get up to RM500 cash rebate upon investing in selected Structured Investments-i1.

Islamic investment products

Shariah-Compliant Unit Trust

For medium to long-term goals, unit trust is a viable investment option as it utilises time and the expertise of investment professionals to your advantage. The earlier you start, the better your chances of reaping potentially higher returns.

Why is diversification important

  • Minimises the risk of loss

    To your overall investment portfolio by reducing potential volatility.

  • Allows you to explore more opportunities for return

    By spreading your investments to different asset classes.

  • Protects you against adverse market cycles

    And unexpected market crisis like what we have experienced with COVID-19.

Shariah-Compliant Structured Product

A customisable investment solution which can be tailor-made according to your investment need, market view and risk appetite. You can choose from various structures with returns dependent upon movements of a predetermined index, equity, FX rates or interbank rate benchmark. For example:

  • HSBC Amanah Principal Protected Participation Structured Product offers you the opportunity to capitalise on upside potential of your preferred equity or index to earn an enhanced return
  • HSBC Amanah Principal Protected Absolute Performance Structured Product offers you the opportunity to earn a positive return not only when underlying equity/index price goes up but also when the underlying price goes down
  • HSBC Amanah Principal Protected Range Accrual Interest Rate Linked Structured Product offers you the opportunity to capitalise on range bound view of market rates to earn regular profit payment higher than fixed deposit
  • HSBC Amanah Principal Protected Digital Lock-In Equity/Index Linked Structured Product offers you the opportunity to earn regular profit payment higher than term deposit rate when the underlying equities/indices stay above a predetermined level (e.g. 90% of initial price)
  • HSBC Amanah Non-Principal Protected MaxMin Autocallable Structured Product offers investors the opportunity to earn potential regular coupon payments higher than the term deposit-i rate when the underlying equities/indices stay above a predetermined level that is lower than current underlying price (knock in level).

How to invest

New to investing with us?

Open an investment account-i now to begin.

Already an HSBC Amanah customer?

Log on to buy/sell Shariah-compliant unit trusts right away.

Invest with EZInvest today!

Download or update your HSBC Malaysia Mobile Banking app to get started.

Structured Investments-i offers

Stand to get up to RM500 cash rebate when you invest in selected Structured Investments-i.

Promotion is from 1 April 2022 until 30 June 2022.

Exclusive for all New & Existing HSBC Premier customers. Terms and Conditions apply1.

Contact your Relationship Manager or HSBC Amanah Premier 1300 88 9393 for more information.

Sukuk

Sukuk are Shariah compliant debt securities which represent certificates of equal value that evidence undivided ownership or investment in the underlying assets using Shariah principles. Essentially, when you invest in Sukuk, your money is put into the assets of a project or investment in order to generate profit. Sukuk offers you the opportunity to earn profit (in the form of coupon) on periodic basis. It can also be traded (buy or sell) prior to maturity provided a counterparty is found at the best effort basis of the Bank. HSBC Amanah offers sukuk in various currencies and credit ratings.

Foreign exchange

Access real-time FX rates and transfer money instantly across the globe.

Only individuals registered with Federation of Investment Managers Malaysia (FiMM) as consultants are authorised to promote, market and distribute unit trust schemes. To better safeguard your interest during any discussion and investment related to unit trust schemes, you are advised to access https://www.fimm.com.my/search and key in the full name of the unit trust consultant to verify if they are authorised by FiMM.

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Important notes:

HSBC Amanah Malaysia Berhad (Company No. 200801006421 (807705-X))

1HSBC Structured Investments Q2 2022 Promotion ("Promotion") Terms and Conditions apply. Promotion period from 01 April 2022 to 30 June 2022. The Promotion may end earlier if the marketing pool for this Promotion is fully utilised.

This promotion is for selected customers only. Applicable to selected Structured Investments-i. The tenure of the participating Structured Investments-i must be 1 year and above. Eligible Customer(s) will enjoy a maximum cash rebate of RM500 upon investing in the participating Structured Investments-i with every cumulative of RM500,000 (or its equivalent in other currency) during the Promotion period; with minimum of RM100,000 for each subscription transaction (for Buy transaction only. Sell and Cancelled transaction will be excluded). For non-MYR denominated subscription transactions, the transaction amount will be converted into MYR based on the relevant prevailing foreign exchange rate determined by the Bank for calculation of the Promotion entitlement. The cash rebate will be credited to the Eligible Customer’s account on or before 30 September 2022.

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