Leverage your current assets for future returns
Put your dormant funds to use with our Wealth Portfolio Financing-i. Enjoy the flexibility of reinvesting the extra funds backed by your existing HSBC assets. This way, you can unlock greater returns without affecting your cash flow.
Why choose Wealth Portfolio Financing-i?
More benefits
- Draw down in multiple currenciesYou can make a drawdown with this facility in a number of currencies: USD, GBP, EUR, CHF, AUD, SGD, JPY.
- A wider range of collateral acceptanceWe accept both Malaysian ringgit and foreign currency-based asset classes as collateral.
- Get financing at a lower costYou have the flexibility to choose the currency you draw down for more cost-effective financing.
How Wealth Portfolio Financing-i works?
Wealth Portfolio Financing-i is a secured financing facility backed by the existing eligible assets that you hold with us, which we'll accept as collateral. This forms the liquidity which you can reinvest into the available investments we offer.
Please note that investments subscribed or purchased with this facility are not eligible to be pledged towards increasing your facility limit. The facility limit granted depends on the type of assets pledged, and will be subject to our approval.
What's an advance ratio?
| Eligible assets held with HSBC Bank/Amanah Malaysia | Advance ratio |
|---|---|
Malaysian ringgit or foreign currency time deposits / term deposits-i |
up to 95% |
Sukuk / bonds |
up to 85% |
Unit trusts |
Equity funds: up to 65% Fixed income funds: up to 95% Mixed allocation funds: up to 85% Other funds: up to 70% |
| Eligible assets held with HSBC Bank/Amanah Malaysia |
Malaysian ringgit or foreign currency time deposits / term deposits-i |
|---|---|
| Advance ratio |
up to 95% |
| Eligible assets held with HSBC Bank/Amanah Malaysia |
Sukuk / bonds |
| Advance ratio |
up to 85% |
| Eligible assets held with HSBC Bank/Amanah Malaysia |
Unit trusts |
| Advance ratio |
Equity funds: up to 65% Fixed income funds: up to 95% Mixed allocation funds: up to 85% Other funds: up to 70% |
For a full list of unit trusts and sukuk / bonds we accept, please speak to your Relationship Manager.
Frequently asked questions
What you need to know?
Who can apply?
To apply for Wealth Portfolio Financing-i, you need to be an HSBC Amanah Premier customer. Learn more about HSBC Amanah Premier.
Ready to apply?
Talk to your Relationship Manager
Get in touch with your Relationship Manager to discuss which assets you'd like to pledge and submit your application for a Wealth Portfolio Financing-i.
Visit a branch
You can also come see us at a local branch if you prefer to apply in person.