Your money on your terms
Our HSBC Amanah Foreign Currency Term Deposit Account-i is built to adhere to the Shariah principle of Commodity Murabahah.
Get potentially more from your money, with your choice of 11 major currencies and a range of term lengths at a fixed profit rate. What's more, you can manage your instructions easily at any time via HSBC Online Banking.
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Grow your money at a fixed profit rate
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Select from 11 major currencies, including US dollar (USD), Great Britain pound (GBP), Australian dollar (AUD), Singapore dollar (SGD), and euro (EUR)
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Choose term lengths from 1, 3, 6, 9 or 12 months to fit your needs
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Reinvest or withdraw your funds upon maturity
Ready to apply?
If you already have an active HSBC Amanah Everyday Global Account-i or HSBC Amanah Foreign Currency Savings Account-i, you can apply for an HSBC Amanah Foreign Currency Term Deposit Account-i via HSBC Online Banking.
If you're new to HSBC, please visit your nearest branch.
Enjoy up to 11.88% per year profit rate on your Term Deposit-i
Secure higher returns of up to 11.88% p.a. for 3 months, when you invest[@premier-td-wealth-bundle-2026] or purchase a Takaful plan[@premier-bancassurance-bundling-2026] with us. Promotion open to new and existing HSBC Amanah Premier customers.
| Product | Tenure | Profit rate | Minimum TD-i placement | Placement ratio |
|---|---|---|---|---|
| Shariah-compliant unit trusts[@premier-td-wealth-bundle-2026] | 3-month | New to Shariah-compliant unit trust products: 7.88% per annum
5.88% per annum |
MYR50,000 | 1:1 |
| Structured investments-i[@premier-td-wealth-bundle-2026] | 3-month | New to structured investments-i products: 7.88% per annum
5.88% per annum |
MYR50,000 | 1:2 |
| Sukuk[@premier-td-wealth-bundle-2026] | 3-month | New to Sukuk products: 7.88% per annum 5.88% per annum |
MYR50,000 | 1:2 |
| Banca-Takaful (Regular Premium)[@premier-bancassurance-bundling-2026] | 3-month | New to Banca-Takaful products: 11.88% per annum 8.88% per annum |
MYR20,000 | 1:1 |
| Banca-Takaful (Single Premium)[@premier-bancassurance-bundling-2026] | 3-month | New to Banca-Takaful products: 11.88% per annum 8.88% per annum |
MYR20,000 | 1:3 |
| Product | Shariah-compliant unit trusts[@premier-td-wealth-bundle-2026] |
|---|---|
| Tenure | 3-month |
| Profit rate |
New to Shariah-compliant unit trust products: 7.88% per annum
5.88% per annum |
| Minimum TD-i placement | MYR50,000 |
| Placement ratio | 1:1 |
| Product | Structured investments-i[@premier-td-wealth-bundle-2026] |
| Tenure | 3-month |
| Profit rate |
New to structured investments-i products: 7.88% per annum
5.88% per annum |
| Minimum TD-i placement | MYR50,000 |
| Placement ratio | 1:2 |
| Product | Sukuk[@premier-td-wealth-bundle-2026] |
| Tenure | 3-month |
| Profit rate |
New to Sukuk products: 7.88% per annum 5.88% per annum |
| Minimum TD-i placement | MYR50,000 |
| Placement ratio | 1:2 |
| Product | Banca-Takaful (Regular Premium)[@premier-bancassurance-bundling-2026] |
| Tenure | 3-month |
| Profit rate |
New to Banca-Takaful products: 11.88% per annum 8.88% per annum |
| Minimum TD-i placement | MYR20,000 |
| Placement ratio | 1:1 |
| Product | Banca-Takaful (Single Premium)[@premier-bancassurance-bundling-2026] |
| Tenure | 3-month |
| Profit rate |
New to Banca-Takaful products: 11.88% per annum 8.88% per annum |
| Minimum TD-i placement | MYR20,000 |
| Placement ratio | 1:3 |
How much do I need to open an account?
The following table shows the minimum amount you'll need to open an account for each of the 5 major currencies: US dollar (USD), Great Britain pound (GBP), Australian dollar (AUD), Singapore dollar (SGD), and euro (EUR). It also shows the profit rate offered for each term.
| Currency |
Minimum deposit amount | 1 month |
3 months |
6 months |
9 months |
12 months |
|---|---|---|---|---|---|---|
| USD | 3,000 | 3.05% | 3.06% | 3.07% | 3.07% | 3.06% |
| GBP | 2,000 | 3.04% |
3.09% |
3.20% |
3.29% |
3.34% |
| AUD | 3,000 | 3.17% |
3.38% |
3.55% |
3.62% |
3.56% |
| SGD | 4,000 | 0.39% |
0.46% |
0.50% |
0.50% |
0.50% |
| EUR | 2,000 | 1.18% |
1.21% |
1.27% |
1.78% |
1.62% |
| Currency |
USD |
|---|---|
| Minimum deposit amount | 3,000 |
| 1 month |
3.05% |
3 months |
3.06% |
6 months |
3.07% |
9 months |
3.07% |
12 months |
3.06% |
| Currency |
GBP |
| Minimum deposit amount | 2,000 |
| 1 month |
3.04% |
3 months |
3.09% |
6 months |
3.20% |
9 months |
3.29% |
12 months |
3.34% |
| Currency |
AUD |
| Minimum deposit amount | 3,000 |
| 1 month |
3.17% |
3 months |
3.38% |
6 months |
3.55% |
9 months |
3.62% |
12 months |
3.56% |
| Currency |
SGD |
| Minimum deposit amount | 4,000 |
| 1 month |
0.39% |
3 months |
0.46% |
6 months |
0.50% |
9 months |
0.50% |
12 months |
0.50% |
| Currency |
EUR |
| Minimum deposit amount | 2,000 |
| 1 month |
1.18% |
3 months |
1.21% |
6 months |
1.27% |
9 months |
1.78% |
12 months |
1.62% |
For a full list of currencies and rates, please see our Foreign Currency Term Deposit Account-i rates page.
Rates displayed above are on a per annum (p.a.) basis.
The rates displayed are indicative for the day and subject to change without prior notice.
| Currency |
Minimum deposit amount |
|---|---|
| USD (United States dollar) | 3,000 |
| GBP (Great Britain pound) | 2,000 |
| AUD (Australian dollar) | 3,000 |
| SGD (Singapore dollar) | 4,000 |
| EUR (Euro) | 2,000 |
| JPY (Japanese yen) | 300,000 |
| CHF (Swiss franc) | 3,500 |
| HKD (Hong Kong dollar) | 25,000 |
| CAD (Canadian dollar) | 3,000 |
| NZD (New Zealand dollar) | 4,500 |
| CNY (Chinese yuan) | 20,000 |
| Currency |
USD (United States dollar) |
|---|---|
| Minimum deposit amount |
3,000 |
| Currency |
GBP (Great Britain pound) |
| Minimum deposit amount |
2,000 |
| Currency |
AUD (Australian dollar) |
| Minimum deposit amount |
3,000 |
| Currency |
SGD (Singapore dollar) |
| Minimum deposit amount |
4,000 |
| Currency |
EUR (Euro) |
| Minimum deposit amount |
2,000 |
| Currency |
JPY (Japanese yen) |
| Minimum deposit amount |
300,000 |
| Currency |
CHF (Swiss franc) |
| Minimum deposit amount |
3,500 |
| Currency |
HKD (Hong Kong dollar) |
| Minimum deposit amount |
25,000 |
| Currency |
CAD (Canadian dollar) |
| Minimum deposit amount |
3,000 |
| Currency |
NZD (New Zealand dollar) |
| Minimum deposit amount |
4,500 |
| Currency |
CNY (Chinese yuan) |
| Minimum deposit amount |
20,000 |
Get started
Already an HSBC Amanah customer?
You'll need to have at least one active HSBC Amanah Everyday Global Account-i or HSBC Amanah Foreign Currency Savings Account-i to log on to HSBC Online Banking and open an HSBC Amanah Foreign Currency Term Deposit Account-i in minutes.
New to HSBC Amanah?
You can apply for an HSBC Amanah Everyday Global Account-i or HSBC Amanah Foreign Currency Savings Account-i, and an HSBC Amanah Foreign Currency Term Deposit Account-i at your nearest branch. Book an appointment to skip the queue when you visit us.
Good to know
HSBC Amanah is a member of Perbadanan Insurans Deposit Malaysia (PIDM). Deposits in your Foreign Currency Term Deposit Account-i are protected by PIDM up to RM250,000 for each depositor. For more details on PIDM protection, please see this PIDM DIS brochure (PDF).
You can find answers to frequently asked questions about foreign exchange (FX) in our FX products and services FAQs (PDF).
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