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Debt consolidation

Be rewarded with RM500 Lazada eVoucher when you apply for HSBC Amanah Personal Financing-i via online banking.

Get RM500 Lazada eVoucher

Now you can manage your finances better by consolidating your debts into one account. Just apply for HSBC Amanah Personal Financing-i via Online Banking or Mobile Banking and you can get one unit of RM500 Lazada eVoucher*.

 

Promotion Period: 14 September 2020 - 23 October 2020

  • Applicable for Existing-to-Bank Customer only
  • Applicable for debt consolidation application only
  • Applicable for financing amount of at least RM20,000
  • Applicable for application through Online Banking or Mobile Banking only

You'll get to enjoy flat rates

from as low as
4.88% p.a.1

What is debt consolidation?

Debt consolidation is a refinancing feature to consolidate the outstanding balance from your existing credit card or personal financing with HSBC Amanah Personal Financing-i. This can help you to reduce your monthly payment commitment and help with managing your cash flow better.

  • To apply for debt consolidation, you must have been an HSBC/HSBC Amanah customer for 6 months or longer.

Manage your debt consolidation plan

How does debt consolidation work?

  • Consolidate the outstanding balance from all your existing unsecured credit facilities into 1 term financing that comes with a fixed monthly payment

Benefits of consolidating your debt into one account

  • Flat rates from as low as 4.88% per annum
  • Monthly payment from as low as RM96
  • Financing amount up to RM250,000
  • Flexible payment period from 2 years to 7 years
  • Better financing management from one account

Consolidate your debt now in just 4 easy steps

1. Log on to apply

Tell us the amount you wish to apply for and complete the application

2. Receive your preliminary application results instantly

Get instant approval in principle in 60 seconds

3. Upload your documents

Upload your supporting documents online

4. Receive the funds

Funds will automatically be disbursed to settle off your outstanding debt balance in other banks and/or to your HSBC/HSBC Amanah account (if applicable) upon approval

Who can apply?

  • Malaysians or Malaysian PRs aged between 21-60 with a monthly salary of at least RM3,000
  • HSBC/HSBC Amanah savings or current account holders for at least 6 months

Don't have an account with us yet?

It's never too late to start your journey with us!

Apply to join HSBC Amanah now to unlock a world of benefits.

Important documents

*HSBC Amanah Personal Financing-i Debt Consolidation Promotion ("Promotion") Terms and Conditions apply. This Promotion is only open to existing customers who apply for HSBC Amanah Personal Financing-i Debt Consolidation ("APF-i Debt Consolidation"). Each Eligible Customer will receive one (1) unit of RM500 Lazada eVoucher upon approval of APF-i Debt Consolidation.

  1. HSBC Amanah Personal Financing-i terms and conditions apply.
  2. For the purpose of determining the flat rate per annum applicable to the personal financing amount, the computation of the personal financing amount will exclude the Takaful contribution.
  3. Rates offered took effect from 2 November 2009 and are subject to change from time to time and are granted at the absolute discretion of the Bank.