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HSBC Amanah Personal Financing-i

Financing up to RM250,000 | Monthly payment as low as RM109

HSBC Amanah Personal Financing-i

Now you can embrace every new chapter in life with financial peace of mind. Enjoy exclusive profit rate1 when you apply for HSBC Amanah Personal Financing-i today!

Latest offers

Existing customers

Whether it's for your home or business, HSBC Amanah Personal Financing-i can help you meet your needs and reach your goals. Apply and enjoy flat rates as low as 7.5% p.a. today.

Benefit:

  • Profit rate from as low as 7.5% per annum

  • Monthly payment as low as RM109

  • Financing amount from RM50,000 to RM250,000

  • No stamp duty, no processing fee and no early settlement fee

  • Payment tenure 2 years till 7 years

  • Instant cash disbursement upon approval

  • Shariah compliant

  • Consolidate your debt

    Manage all of your financial commitments by consolidating all of your outstanding debt into a single account.

Apply online for faster approval

Existing Premier customers

Exclusive 4.88% p.a. flat profit rate when you sign up for HSBC Amanah Premier Personal Financing-i.

Benefits:

  • Fixed profit rate of 4.88% per annum

  • Monthly payment as low as RM96

  • Financing amount from RM6,000 to RM250,000

  • No stamp duty, no processing fee and no early settlement fee

  • Payment tenure from 2 years till 7 years

  • Instant cash disbursement into your HSBC/HSBC Amanah Premier* account upon approval

  • Shariah compliant

Promotion Period: 1 January 2022 - 30 June 2022

Talk to your Relationship Manager for more information or apply online for faster approval.

New customers

If you are not an HSBC Amanah Customer, you may still enjoy our benefits. Apply now to enjoy!

Benefits:

  • Profit rate from as low as 10.5% per annum

  • Monthly payment as low as RM163

  • Financing amount from RM6,000 to RM120,000

  • No stamp duty, no processing fee and no early settlement fee

  • Payment tenure from 2 years till 5 years

  • Instant cash disbursement upon approval

  • Shariah compliant

Download our mobile apps for the most convenient way to apply

Required Documents

If you are salaried:

  • Copy of your NRIC
  • Copy of a current or previous month's pay slip / copy of a bank statement showing salary credit into your account; or Form BE (full submission to the income tax department with payment receipts attached) / EA / EPF statement; or copy of an appointment letter (if employed less than three months)

If you are a variable income earner:

  • Copy of your NRIC
  • Copy of the latest 3 months' pay slips / copy of your bank statement showing salary credits into the account
  • Form BE (full submission to the income tax department with payment receipts attached) / EPF statement / copy of your yearly commission statements from your employer

If you are self-employed:

  • Copy of your NRIC
  • Copy of latest Form B (full submission to the income tax department with payment receipts, or CPO2 attached) / EPF Statement / copy of your audited financial statement / profit and loss account
  • Copy of your Business Registration form

More details

Fixed Board Rates

Personal Financing amount2 Fixed Board Rates per annum3
RM 6,000 - RM 19,500 12.5%
RM 20,000 - RM 49,500 11.5%
RM 50,000 - RM 150,000 10.5%

Fixed Board Rates

Personal Financing amount2 RM 6,000 - RM 19,500
Fixed Board Rates per annum3 12.5%
Personal Financing amount2 RM 20,000 - RM 49,500
Fixed Board Rates per annum3 11.5%
Personal Financing amount2 RM 50,000 - RM 150,000
Fixed Board Rates per annum3 10.5%

HSBC Amanah Personal Financing-i Maxis Promotion

Get up to RM2,000 Cash Back4 when you apply for HSBC Amanah Personal Financing-i (APF-i) via Maxis mobile app, with profit rates as low as 4.88%.

Campaign period: 15 Mar 2022 - 14 May 2022, both dates inclusive.

Customer will receive maximum one (1) unit of Cash Back for each approved APF-i throughout the Campaign Period, based on the approved financing amount in table below.

Approved Financing Amount (RM) Cash Back (RM)
RM 10,000 -< RM 20,000 RM 500
RM 20,000 -< RM 50,000 RM 1,000
RM 50,000 and above RM 2,000

Customer will receive maximum one (1) unit of Cash Back for each approved APF-i throughout the Campaign Period, based on the approved financing amount in table below.

Approved Financing Amount (RM) RM 10,000 -< RM 20,000
Cash Back (RM) RM 500
Approved Financing Amount (RM) RM 20,000 -< RM 50,000
Cash Back (RM) RM 1,000
Approved Financing Amount (RM) RM 50,000 and above
Cash Back (RM) RM 2,000

The Campaign is open to existing HSBC customers and new to HSBC customers. Minimum monthly income required is RM3,000 for existing HSBC customers and RM5,000 for new to HSBC customers. Minimum financing amount / additional financing amount eligible for cashback is RM10,000. Cashback is only credited to customer's deposit account 6 months post APF-i approval date with the condition of 6 months prompt repayments. The profit rates customers are eligible for are subject to assessment and review by HSBC. Terms and Conditions apply.

Apply Now via Maxis mobile app, by filling up your details in the lead drop form under Maxis mobile app 'Deals' section!

Important documents

1HSBC Amanah Personal Financing-i Terms and Conditions apply.

2For the purpose of determining the flat rate per annum applicable to the personal financing amount, the computation of the personal financing Amount will exclude the Takaful contribution.

3Rates offered are effective from 2 November 2009 and are subject to change from time to time and is granted at the absolute discretion of the Bank.

4HSBC Amanah Personal Financing-i (APF-i) Maxis Promotion 2022 Terms and Conditions apply.

 

Note: The above does not constitute an offer of credit. All applications are subject to credit evaluation.

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