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Couple viewing the city scenery by river; image used for HSBC Amanah Personal Financing-I Islamic Financing in Malaysia

HSBC Amanah Personal Financing-i

Financing up to RM250,000 | Monthly payment as low as RM96

HSBC Amanah Personal Financing-i

Handle life's little twists and turns with funds you can rely on. Enjoy exclusive profit rates or attractive cash rewards when you apply for HSBC Amanah Personal Financing-i today!

Latest offers

Be it for home or your own business, welcome this festive season with peace of mind with HSBC Amanah Personal Financing-i. Apply and enjoy up to RM2,000 Cash Back1 alongside with your approved financing today.

A woman is holding a box next to the barista bar; image used for HSBC Amanah Raya promotion.


  • Get 2% Cash Back1 on your total approved financing amount
  • Flat rate from as low as 6.75% per annum
  • Monthly payment as low as RM106
  • Financing amount from RM50,000 to RM250,000
  • No stamp duty, no processing fee and no early settlement fee
  • Payment period 2 years till 7 years
  • Instant cash disbursement upon approval
  • Cash Back will be credited after 6 months from the financing approval date


You're eligible for an HSBC Amanah Personal Financing-i Account if:

  • You're aged between 21 and 60
  • Your monthly salary is RM3,000 and above
  • You are Malaysian or have Malaysian PR status

Promotion Period: 15 April 2020 - 30 June 2020

Apply online for faster approval

You can apply for Personal Financing-i through the HSBC Malaysia app now

Download the HSBC Malaysia app to get your application started

Required Documents

If you are salaried:

  • Copy of your NRIC
  • Copy of a current or previous month's pay slip / copy of a bank statement showing salary credit into your account; or Form BE (full submission to the income tax department with payment receipts attached) / EA / EPF statement; or copy of an appointment letter (if employed less than three months)

If you are a variable income earner:

  • Copy of your NRIC
  • Copy of the latest 3 months' pay slips / copy of your bank statement showing salary credits into the account
  • Form BE (full submission to the income tax department with payment receipts attached) / EPF statement / copy of your yearly commission statements from your employer

If you are self-employed:

  • Copy of your NRIC
  • Copy of latest Form B (full submission to the income tax department with payment receipts, or CPO2 attached) / EPF Statement / copy of your audited financial statement / profit and loss account
  • Copy of your Business Registration form

More details

Fixed Board Rates
Personal Financing amount2 Fixed Board Rates per annum3
RM 6,000 - RM 19,500 12.5%
RM 20,000 - RM 49,500 11.5%
RM 50,000 - RM 150,000 10.5%
Fixed Board Rates
Personal Financing amount2 RM 6,000 - RM 19,500
Fixed Board Rates per annum3 12.5%
Personal Financing amount2 RM 20,000 - RM 49,500
Fixed Board Rates per annum3 11.5%
Personal Financing amount2 RM 50,000 - RM 150,000
Fixed Board Rates per annum3 10.5%

Important documents

1HSBC Amanah APF-i Raya Cash Back 2020 Terms and Conditions apply. Eligible Customer is entitled to receive one (1) unit of Cash Back throughout the Campaign Period upon fulfilling Participation Criteria, subject to approval. The maximum Cash Back will not exceed RM2,000 or 2% of the approved financing amount, whichever is lower.

2For the purpose of determining the flat rate per annum applicable to the personal financing amount, the computation of the personal financing Amount will exclude the Takaful contribution.

3Rates offered are effective from 2 November 2009 and are subject to change from time to time and is granted at the absolute discretion of the Bank.


Note: The above does not constitute an offer of credit. All applications are subject to credit evaluation.

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