HSBC Amanah Personal Financing-i

There are times when you need funds immediately. To secure an opportunity, fulfil a need in your lifestyle or maybe to handle life's little twists and turns. HSBC Amanah Personal Financing-i is hassle-free personal financing that allows you to leap into what you want, faster and easier.

Benefits

  • Fast and hassle-free application
    No guarantor, no collateral, fast approval.
  • Financing up to RM150,0001
  • Monthly payment as low as RM1341
  • Flat rate from 10.5% per annum
  • Payment period up to 7 years1
  • Instant cash disbursement into your account with HSBC Amanah or HSBC upon approval

1Terms and conditions apply.

More details

Monthly payments

Monthly payment schedule excluding Takaful contribution
Financing amount 2 years 3 years 4 years 5 years 6 years 7 years
RM 6,000 RM 313 RM 230 RM 188 RM 163 RM 146 RM 134
RM 10,000 RM 521 RM 382 RM 313 RM 271 RM 244 RM 244
RM 20,000 RM 1,025 RM 748 RM 609 RM 525 RM 487 RM 447
RM 30,000 RM 1,538 RM 1,121 RM 913 RM 788 RM 730 RM 670
RM 40,000 RM 2,050 RM 1,495 RM 1,217 RM 1,050 RM 973 RM 893
RM 50,000 RM 2,521 RM 1,827 RM 1,480 RM 1,271 RM 1,216 RM 1,117
RM 60,000 RM 3,025 RM 2,192 RM 1,775 RM 1,525 RM 1,459 RM 1,340
RM 70,000 RM 3,530 RM 2,557 RM 2,071 RM 1,780 RM 1,702 RM 1,563
RM 80,000 RM 4,034 RM 2,923 RM 2,367 RM 2,034 RM 1,954 RM 1,785
RM 90,000 RM 4,538 RM 3,288 RM 2,663 RM 2,288 RM 2,188 RM 2,009 
RM 100,000 RM 5,042 RM 3,653 RM 2,959 RM 2,542 RM 2,431 RM 2,233
RM 120,000 RM 6,050 RM 4,384 RM 3,550 RM 3,050 RM 2,917 RM 2,679
RM 150,000 RM 7,813 RM 5,730 RM 4,688 RM 4,063 RM 3,646 RM 3,349
Monthly payment schedule excluding Takaful contribution
Financing amount RM 6,000
2 years RM 313
3 years RM 230
4 years RM 188
5 years RM 163
6 years RM 146
7 years RM 134
Financing amount RM 10,000
2 years RM 521
3 years RM 382
4 years RM 313
5 years RM 271
6 years RM 244
7 years RM 244
Financing amount RM 20,000
2 years RM 1,025
3 years RM 748
4 years RM 609
5 years RM 525
6 years RM 487
7 years RM 447
Financing amount RM 30,000
2 years RM 1,538
3 years RM 1,121
4 years RM 913
5 years RM 788
6 years RM 730
7 years RM 670
Financing amount RM 40,000
2 years RM 2,050
3 years RM 1,495
4 years RM 1,217
5 years RM 1,050
6 years RM 973
7 years RM 893
Financing amount RM 50,000
2 years RM 2,521
3 years RM 1,827
4 years RM 1,480
5 years RM 1,271
6 years RM 1,216
7 years RM 1,117
Financing amount RM 60,000
2 years RM 3,025
3 years RM 2,192
4 years RM 1,775
5 years RM 1,525
6 years RM 1,459
7 years RM 1,340
Financing amount RM 70,000
2 years RM 3,530
3 years RM 2,557
4 years RM 2,071
5 years RM 1,780
6 years RM 1,702
7 years RM 1,563
Financing amount RM 80,000
2 years RM 4,034
3 years RM 2,923
4 years RM 2,367
5 years RM 2,034
6 years RM 1,954
7 years RM 1,785
Financing amount RM 90,000
2 years RM 4,538
3 years RM 3,288
4 years RM 2,663
5 years RM 2,288
6 years RM 2,188
7 years RM 2,009 
Financing amount RM 100,000
2 years RM 5,042
3 years RM 3,653
4 years RM 2,959
5 years RM 2,542
6 years RM 2,431
7 years RM 2,233
Financing amount RM 120,000
2 years RM 6,050
3 years RM 4,384
4 years RM 3,550
5 years RM 3,050
6 years RM 2,917
7 years RM 2,679
Financing amount RM 150,000
2 years RM 7,813
3 years RM 5,730
4 years RM 4,688
5 years RM 4,063
6 years RM 3,646
7 years RM 3,349

All calculations are for illustration purposes only. All rates quoted above are per annum and are subject to change without prior notice. Terms and conditions apply.

Fixed flat rates
Financing amount2 Fixed flat rate per annum3
RM 6,000 - RM 19,500 12.5%
RM 20,000 - RM 49,500 11.5%
RM 50,000 - RM 150,000 10.5%
Fixed flat rates
Financing amount2 RM 6,000 - RM 19,500
Fixed flat rate per annum3 12.5%
Financing amount2 RM 20,000 - RM 49,500
Fixed flat rate per annum3 11.5%
Financing amount2 RM 50,000 - RM 150,000
Fixed flat rate per annum3 10.5%

2For the purpose of determining the flat rate per annum applicable to the financing amount, the computation of the Financing Amount will exclude the Takaful contribution. 

3Rates offered are effective from 2 November 2009 and are subject to change from time to time and is granted at the absolute discretion of the Bank.

Important documents

 

Note: The above does not constitute an offer of credit. All applications are subject to credit evaluation.

Eligibility

You’re eligible for an Amanah Personal Financing-i Account if:

  • You’re aged between 21 and 60
  • Your monthly salary is RM3,0004 or above
  • You are Malaysian or have Malaysian PR status

4Monthly salary of RM3,000 applies to existing customers who have any existing relationship with HSBC Amanah. Otherwise, the minimum monthly salary is RM5,000 per month.

Apply for HSBC Amanah Personal Financing-i

Frequently asked questions

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