Enjoy greater financial flexibility with HSBC Amanah Balance Conversion Plan*

Convert up to 36 months instalment:

  • Type A: Convert single or multiple retail transactions
  • Type B: Convert partial outstanding retail balances or convert entire outstanding retail balances


  • Financial flexibility
    manage your expenses effortlessly by converting your purchases or outstanding retail balances into fixed instalments
  • Easy application
    with no supporting income documents required
  • Choice of payment periods of up to 36 months*
  • Low management fee

Convert in three steps

  1. Spend a minimum of RM500 in a single receipt with your HSBC Amanah Credit Card-i
  2. Apply for Balance Conversion Plan
  3. Enter the amount and approval code stated on the receipt you wish to apply and click submit. Enter your 16-digit HSBC Amanah Credit Card-i Number and choose to convert Partial or Entire Outstanding Retail Balances on the online application form

Things you should know

Issued by HSBC Amanah Malaysia Berhad (Company No. 807705-X).

*Amended HSBC Amanah Balance Conversion Plan Programme Terms and Conditions apply. Eligible for retail and online transaction(s), including local and overseas transactions and bill payments with minimum amount of RM500 and a maximum of RM50,000 (“Eligible Retail Transaction(s)). Cardholder is required to give prior notice in writing or by calling HSBC/HSBC Amanah for early settlement of BCP, failing which customer shall continue to be liable for the BCP management fee (if any) throughout the BCP tenure.