Enjoy greater financial flexibility with HSBC Amanah Balance Conversion Plan*

Convert up to 36 months instalment:

  • Type A: Convert single or multiple retail transactions
  • Type B: Convert partial outstanding retail balances or convert entire outstanding retail balances


  • Financial flexibility
    manage your expenses effortlessly by converting your purchases or outstanding retail balances into fixed instalments
  • Easy application
    with no supporting income documents required
  • Choice of payment periods of up to 36 months*
  • Low management fee

Convert in three steps

  1. Spend a minimum of RM500 in a single receipt with your HSBC Amanah Credit Card-i
  2. Apply for Balance Conversion Plan
  3. Enter the amount and approval code stated on the receipt you wish to apply and click submit. Enter your 16-digit HSBC Amanah Credit Card-i Number and choose to convert Partial or Entire Outstanding Retail Balances on the online application form

Things you should know

Issued by HSBC Amanah Malaysia Berhad (Company No. 807705-X).

*The eligible amount for each Balance Conversion Plan ("BCP") is at a minimum of RM500 and a maximum of RM50,000. The Eligible Cardholder shall pay 100% of the BCP monthly instalment which is part of the Minimum Monthly Payment due on or before the payment due date. The mangement fee offered is subject to HSBC Amanah's approval. The terms used herein are as defined in the HSBC Amanah Balance Conversion Plan Terms and Conditions.