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Happy couple is using mobile; image used for HSBC Malaysia Balance Conversion Plan page.

HSBC Amanah Balance Conversion Plan

Convert your purchases into affordable monthly instalments via HSBC Malaysia mobile banking app.

Enjoy greater financial flexibility with HSBC Amanah Balance Conversion Plan

With our Balance Conversion Plan, you can convert your retail purchases into affordable monthly instalments.


  • Financial flexibility (instalment up to 36 months)

  • Instant approval

  • Lower management fee

  • No early termination fee

How to apply for Balance Conversion?

Logon to HSBC Malaysia mobile banking app to convert the transactions. Watch the video below to learn more.

Note: Images are for illustration purpose and may be updated from time to time.

Alternatively, you can reach out to our contact  center if you would like to convert partial or full outstanding balances.

Frequently Asked Questions

Things you should know

Issued by HSBC Amanah Malaysia Berhad Company No. 200801006421 (807705-X).

*The eligible amount for each Balance Conversion Plan ("BCP") is at a minimum of RM500 and a maximum of RM50,000. The Eligible Cardholder shall pay 100% of the BCP monthly instalment which is part of the Minimum Monthly Payment due on or before the payment due date. The mangement fee offered is subject to HSBC Amanah's approval. The terms used herein are as defined in the HSBC Amanah Balance Conversion Plan Terms and Conditions.