HSBC Premier Banking Services in Malaysia

Your Premier banking experience

From extended privileges, or getting the best for your children to growing your wealth, HSBC Amanah Premier offers you the life full of life you demand.

Discover HSBC Amanah Premier's life full of premier services and support.

Eligibility:

Total Relationship Balance of RM200,000 or more.

Find out how you can be our HSBC Amanah Premier customer today.

Check Eligibility of premier banking

Your global benefits and worldwide assistance

Premier status worldwide

International account opening from Malaysia

Global view of all accounts

Instantaneous fee-free Global transfers

24/7 emergency assistance

Please call 1300 88 9393 (local) or +603 8321 5222 (overseas)

Let today's auspicious rates help you grow your wealth for generations to come

Enjoy special rates of up to 6.38%¹³ p.a. on your 3-month Term Deposit-i (TD-i)¹¹ when you deposit and invest or protect with us.

Promotion ends 31 March 2021 and is open to all New & Existing HSBC Amanah Premier and HSBC Amanah Advance customers.
Eligible products	TD-i : Banca¹²	TD-i : Banca¹²	TD-i : Unit Trust¹⁴	TD-i : Unit Trust¹⁴	TD-i : Structured Investment	TD-i : Structured Investment
Minimum TD-i placement	RM50,000	RM50,000	RM50,000	RM50,000	RM50,000	RM50,000
Ratio (TD-i : wealth product)	1:1	1:2	1:1	1:2	1:2	1:4
Special TD-i rate¹³	4.38% p.a.	6.38% p.a.	2.88% p.a.	4.38% p.a.	2.88% p.a.	4.38% p.a.
Example	TD-i RM50K : Banca (Single Premium) RM50K	TD-i RM50K : Banca (Single Premium) RM100K	TD-i RM50K : Unit Trust RM50K	TD-i RM50K : Unit Trust RM100K	TD-i RM50K : Structured Investment RM100K	TD-i RM50K : Structured Investment RM200K
Service charge (Front end load⁷)	None	None	Minimum 2%	Minimum 2%	None	None

Promotion ends 31 March 2021 and is open to all New & Existing HSBC Amanah Premier and HSBC Amanah Advance customers.
Eligible products	Minimum TD-i placement
TD-i : Banca¹²	RM50,000
TD-i : Unit Trust¹⁴	RM50,000
TD-i : Structured Investment	RM50,000

Eligible products	Ratio (TD-i : wealth product)
TD-i : Banca¹²	1:2
TD-i : Unit Trust¹⁴	1:2
TD-i : Structured Investment	1:4

Eligible products	Special TD-i rate¹³
TD-i : Banca¹²	6.38% p.a.
TD-i : Unit Trust¹⁴	4.38% p.a.
TD-i : Structured Investment	4.38% p.a.

Eligible products	Example
TD-i : Banca¹²	TD-i RM50K : Banca (Single Premium) RM100K
TD-i : Unit Trust¹⁴	TD-i RM50K : Unit Trust RM100K
TD-i : Structured Investment	TD-i RM50K : Structured Investment RM200K

Eligible products	Service charge (Front end load⁷)
TD-i : Banca¹²	None
TD-i : Unit Trust¹⁴	Minimum 2%
TD-i : Structured Investment	None

Privileged Family Recognition

Gift box with red ribbon; image used for HSBC Malaysia Amanah Premier

The most precious thing in life is your family.
Benefits	Premier	Non-Premier
Premier Status Extension For Your Family: Give your spouse and up to 2 children the same exclusive privileges you enjoy as a Premier customer	Yes	No
Global Recognition: Worldwide HSBC/HSBC Amanah Premier status recognition wherever you go	Yes	No
Premier Relationship Managers and Wealth Specialist for whole family	Yes	No
Open an HSBC Amanah Everyday Global Account¹ and get automatic access to additional foreign currencies alongside Malaysian Ringgit	Yes	Yes
Preferential Rate for all deposits, loans and wealth products	Yes	No
Multi-Generation Mortgage with greater flexibility and preferential rate	Yes	No
Amanah Premier World Mastercard Credit Card-i: Enjoy 1% Cash Back² on all your overseas shopping purchases with HSBC Amanah Premier World Mastercard Credit Card-i	Yes	No

The most precious thing in life is your family.
Benefits	Premier Status Extension For Your Family: Give your spouse and up to 2 children the same exclusive privileges you enjoy as a Premier customer
Premier	Yes
Non-Premier	No

Benefits	Global Recognition: Worldwide HSBC/HSBC Amanah Premier status recognition wherever you go
Premier	Yes
Non-Premier	No

Benefits	Premier Relationship Managers and Wealth Specialist for whole family
Premier	Yes
Non-Premier	No

Benefits	Open an HSBC Amanah Everyday Global Account¹ and get automatic access to additional foreign currencies alongside Malaysian Ringgit
Premier	Yes
Non-Premier	Yes

Benefits	Preferential Rate for all deposits, loans and wealth products
Premier	Yes
Non-Premier	No

Benefits	Multi-Generation Mortgage with greater flexibility and preferential rate
Premier	Yes
Non-Premier	No

Benefits	Amanah Premier World Mastercard Credit Card-i: Enjoy 1% Cash Back² on all your overseas shopping purchases with HSBC Amanah Premier World Mastercard Credit Card-i
Premier	Yes
Non-Premier	No

Best Start for your children

Being successful in life demands financial literacy.
Benefits	Premier	Non-Premier
HSBC Amanah Premier Junior Saver account-i³ to educate them on how to manage their savings	Yes	No
Freedom to withdraw cash and buy items in stores or online with HSBC Premier Junior Saver Visa Debit Card-i for children aged 12 to 17-years-old	Yes	No

Being successful in life demands financial literacy.
Benefits	HSBC Amanah Premier Junior Saver account-i³ to educate them on how to manage their savings
Premier	Yes
Non-Premier	No

Benefits	Freedom to withdraw cash and buy items in stores or online with HSBC Premier Junior Saver Visa Debit Card-i for children aged 12 to 17-years-old
Premier	Yes
Non-Premier	No

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Priceless Learning Experience for your Children

A red hat for graduating; image used for HSBC Malaysia Amanah Premier

We believe in helping the next generation to be the best that they can be.
Benefits	Premier	Non-Premier
Complimentary⁴ consultation and support for university admission (PrepWorks)	Yes	No
Education financing with preferential rate to assist Premier customers in support of children's education	Yes	No
Overseas account opening⁵ prior to leaving Malaysia	Yes	No
Zero fee on instant money transfers⁶ to own and other third party HSBC/HSBC Amanah account/-i(s) overseas	Yes	No

We believe in helping the next generation to be the best that they can be.
Benefits	Complimentary⁴ consultation and support for university admission (PrepWorks)
Premier	Yes
Non-Premier	No

Benefits	Education financing with preferential rate to assist Premier customers in support of children's education
Premier	Yes
Non-Premier	No

Benefits	Overseas account opening⁵ prior to leaving Malaysia
Premier	Yes
Non-Premier	No

Benefits	Zero fee on instant money transfers⁶ to own and other third party HSBC/HSBC Amanah account/-i(s) overseas
Premier	Yes
Non-Premier	No

Wealth Support for Future Achievers

You know your desired financial goals.
Benefits	Premier	Non-Premier
Wealth Start Kit for first-time investors	Yes	No
Consolidate Wealth Insights under a single online platform	Yes	Yes
Wealth Specialist and Support for all levels of investors	Yes	No
Real time Foreign Exchange Rates	Yes	No

You know your desired financial goals.
Benefits	Wealth Start Kit for first-time investors
Premier	Yes
Non-Premier	No

Benefits	Consolidate Wealth Insights under a single online platform
Premier	Yes
Non-Premier	Yes

Benefits	Wealth Specialist and Support for all levels of investors
Premier	Yes
Non-Premier	No

Benefits	Real time Foreign Exchange Rates
Premier	Yes
Non-Premier	No

Growing plant; image used for HSBC Malaysia Amanah Premier

Premier customer stories

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Enjoy a life full of life with HSBC Premier

Your life comes with both opportunities and challenges. HSBC Premier is designed to meet your personal needs, whatever they may be.

Eligibility criteria

There are several ways to qualify for HSBC Amanah Premier, including:

Total Relationship Balance⁸ of at least RM200,000 at all times
Amanah Premier Mortgage⁹ - Minimum home financing of RM1,000,000
Amanah Premier by Perks@Work¹⁰ - Minimum monthly salary of RM16,500 credited continuously each month into HSBC Amanah Account-i in Malaysia

A HSBC Amanah Premier Account-i fee of RM150 (subject to applicable tax, if any) will be applied for the month if you do not meet the Amanah Premier eligibility criteria.

Apply online in minutes

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Existing HSBC Amanah customer

Leave us your contact details and we will be in touch with you.

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For more information on HSBC Amanah Premier, call us on 1300 88 9393 (local) or +603 8321 5222 (overseas)

Frequently asked questions

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Things you should know

Full Amanah Premier Eligibility
Exceptional Entry Criteria for HSBC Premier/ HSBC Amanah Premier	Qualification Criteria	Premier Fee Waiver Period
Total Relationship Balance	Have a minimum total relationship balance of RM200,000 at all times	For as long as you fulfil the qualification criteria stated in the immediate column to the left
Premier Mortgage* *Please note: Opening of HSBC Amanah Premier Account is not mandatory while you can enjoy personalized services from a dedicated Premier Relationship Manager or Premier Associate. To unlock the full range of Premier Benefits, you need to open an HSBC Amanah Premier Account-i.	Have a minimum housing loan/financing amount of RM1,000,000	Until full and final settlement of home loan/financing
Premier by Perks@Work	Minimum monthly salary of RM16,500 credited continuously each month into HSBC Amanah Account-i in Malaysia	For as long as you fulfil the qualification criteria stated in the immediate column to the left
Premier Family	Premier Family extension to one legal spouse and two children (max) until their 28^th birthday with Primary Premier customer in Malaysia meeting the Premier criteria via: Total Relationship Balances of at least RM200,000 at all times Premier Mortgage Premier by Perks@Work	For as long as Premier Family's Primary HSBC Amanah Premier customer in Malaysia meets the Premier criteria via: Total Relationship Balances of at least RM200,000 at all times Premier Mortgage Premier by Perks@Work Note: Premier Family extension to child will expire on his/her 28^th birthday. Thereafter, the child would need to meet Premier eligibility on their own to continue to enjoy fee waiver.
Premier in One, Premier in All (P1PA)	Hold an HSBC Premier account anywhere else in the world	For as long as you/ your company hold the HSBC/ HSBC Amanah relationship stated in the immediate column to the left.
Premier Group Private Banking (GPB)	Hold an HSBC Group Private Banking account anywhere else in the world	For as long as you/ your company hold the HSBC/ HSBC Amanah relationship stated in the immediate column to the left.
Premier Global Banking and Markets (GBM)	Director, Partner or Senior Manager of selected companies which have relationship with HSBC/HSBC Amanah Global Banking and Markets (GBM)	For as long as you/ your company hold the HSBC/ HSBC Amanah relationship stated in the immediate column to the left.
Premier Commercial Banking (CMB)	Director or Business owner of a corporate with Commercial Banking relationship with HSBC Amanah	24 months

Full Amanah Premier Eligibility
Exceptional Entry Criteria for HSBC Premier/ HSBC Amanah Premier	Total Relationship Balance
Qualification Criteria	Have a minimum total relationship balance of RM200,000 at all times
Premier Fee Waiver Period	For as long as you fulfil the qualification criteria stated in the immediate column to the left

Exceptional Entry Criteria for HSBC Premier/ HSBC Amanah Premier	Premier Mortgage* *Please note: Opening of HSBC Amanah Premier Account is not mandatory while you can enjoy personalized services from a dedicated Premier Relationship Manager or Premier Associate. To unlock the full range of Premier Benefits, you need to open an HSBC Amanah Premier Account-i.
Qualification Criteria	Have a minimum housing loan/financing amount of RM1,000,000
Premier Fee Waiver Period	Until full and final settlement of home loan/financing

Exceptional Entry Criteria for HSBC Premier/ HSBC Amanah Premier	Premier by Perks@Work
Qualification Criteria	Minimum monthly salary of RM16,500 credited continuously each month into HSBC Amanah Account-i in Malaysia
Premier Fee Waiver Period	For as long as you fulfil the qualification criteria stated in the immediate column to the left

Exceptional Entry Criteria for HSBC Premier/ HSBC Amanah Premier	Premier Family
Qualification Criteria	Premier Family extension to one legal spouse and two children (max) until their 28^th birthday with Primary Premier customer in Malaysia meeting the Premier criteria via: Total Relationship Balances of at least RM200,000 at all times Premier Mortgage Premier by Perks@Work
Premier Fee Waiver Period	For as long as Premier Family's Primary HSBC Amanah Premier customer in Malaysia meets the Premier criteria via: Total Relationship Balances of at least RM200,000 at all times Premier Mortgage Premier by Perks@Work Note: Premier Family extension to child will expire on his/her 28^th birthday. Thereafter, the child would need to meet Premier eligibility on their own to continue to enjoy fee waiver.

Exceptional Entry Criteria for HSBC Premier/ HSBC Amanah Premier	Premier in One, Premier in All (P1PA)
Qualification Criteria	Hold an HSBC Premier account anywhere else in the world
Premier Fee Waiver Period	For as long as you/ your company hold the HSBC/ HSBC Amanah relationship stated in the immediate column to the left.

Exceptional Entry Criteria for HSBC Premier/ HSBC Amanah Premier	Premier Group Private Banking (GPB)
Qualification Criteria	Hold an HSBC Group Private Banking account anywhere else in the world
Premier Fee Waiver Period	For as long as you/ your company hold the HSBC/ HSBC Amanah relationship stated in the immediate column to the left.

Exceptional Entry Criteria for HSBC Premier/ HSBC Amanah Premier	Premier Global Banking and Markets (GBM)
Qualification Criteria	Director, Partner or Senior Manager of selected companies which have relationship with HSBC/HSBC Amanah Global Banking and Markets (GBM)
Premier Fee Waiver Period	For as long as you/ your company hold the HSBC/ HSBC Amanah relationship stated in the immediate column to the left.

Exceptional Entry Criteria for HSBC Premier/ HSBC Amanah Premier	Premier Commercial Banking (CMB)
Qualification Criteria	Director or Business owner of a corporate with Commercial Banking relationship with HSBC Amanah
Premier Fee Waiver Period	24 months

Important notes:

Issued by HSBC Amanah Malaysia Berhad (807705-X). Member of PIDM.

¹Protected by PIDM up to RM250,000 for each depositor. HSBC Amanah Premier customers enjoy zero overseas cash withdrawal fees across all ATM machines worldwide. For more information, please visit HSBC Amanah Everyday GlobalAccount-i at hsbcamanah.com.my/accounts/products/everyday-global

²Terms & Conditions apply for HSBC Amanah Premier World Mastercard Credit Card-i.

³Protected by PIDM up to RM250,000 for each depositor.

⁴PrepWorks Terms and Conditions apply. Exclusively for HSBC Amanah Premier World Mastercard Credit Card-i, and HSBC Amanah Premier Visa Debit Card-i customers in Malaysia only and subject to appointments only and on first come, first served basis. Valid until 31 December 2020.

⁵Subject to host country/region's approval.

⁶Subject to destination country/region's local regulation and HSBC Amanah internal policy requirement. Instant foreign currency to foreign currency exchange transfer is available 24 hours 7 days. Transfer for Ringgit Malaysia is from Monday to Friday 9.30am to 3pm.

⁷Front End Load ("FEL") is the upfront cost that an investor incurs upon subscription/purchase of UT Funds (Equity/Mixed Assets/Bond).

⁸Total Relationship Balance (TRB) includes any: Deposits in Current Account/-i, Savings Account/-i, Time Deposits, Term Deposits-i, and/or Investments in Unit Trust funds/Shariah-compliant Unit Trust funds, Structured Investments/-i, Dual Currency Investments/-i and/or Direct Retail bond, and/or Cash value from Family Takaful/Life Insurance products with investment-linked and savings components.

⁹Account Fee waiver until full and final settlement of home financing.

¹⁰Account fee waiver as long as you fulfil the qualification criteria.

¹¹Term Deposit-i is protected by PIDM up to RM250,000 for each depositor. This material has not been reviewed by the Securities Commission Malaysia (SC).

¹²The takaful and insurance benefits protected under the Takaful and Insurance Benefits Protection System (TIPS) are administered by PIDM.

¹³HSBC Amanah Wealth and Takaful Bundle Q1 2021 Promotion ("Promotion") Terms and Conditions apply. Promotion period: 4 January 2021 to 31 March 2021. This Promotion is open to new and existing HSBC Amanah Premier or Advance customers during the Promotion Period. The minimum amount of TD-i placement is RM50,000 and the minimum investment amount in a Wealth Product or Banca Product respectively must be in accordance with the TD-i to Wealth Products and Banca Products ratio as per table above, subject to the minimum investment / single premium amount applicable to each Wealth / Banca Product. This Promotion is subjected to a maximum limit of RM200 million TD-i placements collectively throughout the Promotion Period. The maximum TD-i placements allocated for this Promotion is pooled together with "HSBC Wealth and Banca Bundle Q1 2021 Promotion". The effective annual yield is 1.88% p.a. for promotional rate of 2.88% p.a.; 2.26% p.a. for promotional rate 4.38% p.a.; and 2.76% p.a. for promotional rate 6.38% p.a. assuming that Term Deposit-i is renewed for the same tenure at the current board rate of 1.55% p.a. as at 18 December 2020, subject to revision.

¹⁴Unit Trust refers to Open-Ended Unit Trust (UT) Funds (Equity/Mixed Assets/Bond).

HSBC Amanah Premier