HSBC Amanah Premier

Important notes:

Issued by HSBC Amanah Malaysia Berhad (200801006421 (807705-X)). Member of PIDM. The material has not been reviewed by the Securities Commission Malaysia (SC).

HSBC Amanah Malaysia Berhad (Company No. 200801006421 (807705-X)) as "HSBC Amanah".

¹Subject to host country/region's approval.

²Protected by PIDM up to RM250,000 for each depositor. HSBC Amanah Premier customers enjoy zero overseas cash withdrawal fees across all ATM machines worldwide. For more information, please visit HSBC Amanah Everyday Global Account-i at www.hsbcamanah.com.my/ega.

³HSBC Amanah Premier and HSBC Amanah Advance customers only. Instant foreign currency to foreign currency exchange transfer is available 24 hours 7 days. Transfer involving Ringgit Malaysia is from Monday to Friday 9.30am to 3pm. If you perform any transfer outside those hours, the actual amount to be debited will be based on the next business day's exchange rate.

⁴Applicable to successful retail purchases, online shopping and cash withdrawals performed with Visa Debit Card-i under the supported currencies only. For supported currencies: If you do not have sufficient foreign currency to complete a transaction, we will convert at prevailing rate as determined by the bank and bill you in Ringgit Malaysia. For unsupported currencies: The entire transaction amount shall be converted at a prevailing rate as determined by Visa International and billed to you in Ringgit Malaysia, except for cash withdrawals performed via HSBC Group ATMs (GATS) which the withdrawn amount will be automatically converted to Ringgit Malaysia at the prevailing rate as determined by the bank.

⁵For spouse and up to 2 children age 18-28. For as long as Premier Family's Primary HSBC Amanah Premier customer in Malaysia meets the Premier criteria via:

• Total Relationship Balances of at least RM200,000 at all times
• Amanah Premier Mortgage of at least RM1,000,000
• Amanah Premier by Perks@Work with salary crediting of RM16,500. Amanah Premier Family extension to child will expire on his/her 28th birthday. Thereafter, the child would need to meet Premier Amanah eligibility on their own to continue to enjoy fee waiver and if the customer fails to meet any of the above eligibility criteria, monthly account fee of the RM150 (and applicable tax, if any) will be charged.

⁶PrepWorks Terms and Conditions apply. Exclusively for HSBC Amanah Premier World Mastercard Credit Card-i and HSBC Amanah Premier Visa Debit Card-i customers in Malaysia only and subject to appointments only and on first come, first served basis. Valid until 31 January 2023.

⁷Protected by PIDM up to RM250,000 for each depositor.

⁸Terms and Conditions for HSBC Amanah Premier World Mastercard Credit Card-i applies. Effective 3 January 2022.

⁹Terms & Conditions for HSBC SmartPrivileges.

¹⁰Total Relationship Balance (TRB) includes any: Deposits in Current Account-i, Savings Account-i, Term Deposits-i, and/or Investments in Shariah-compliant Unit Trust funds, Structured Investments-i, Dual Currency Investments-i and/or Direct Retail bond, and/or Cash value from Family Takaful/Life Insurance products with investment-linked and savings components.

¹¹Account Fee waiver until full and final settlement of home financing.

¹²Account fee waiver as long as you fulfil the qualification criteria.

¹³HSBC Amanah Premier via exceptional entry criteria is subject to a yearly review to ensure that the exceptional entry criteria is still applicable and intact.

¹⁴HSBC Amanah Premier Referral Program 2022 - ("Program") Amended Terms and Conditions apply. Programme Period A) Phase 1 - Referral Period from 11 April 2022 to 30 June 2022. Successful Referral Period from 11 April to 31 July 2022. B) Phase 2 - Referral Period from 1 July 2022 to 30 September 2022. Successful Referral Period from 1 July 2022 to 31 October 2022. C) Phase 3 - Referral Period from 1 October 2022 to 31 December 2022. Successful Referral Period 1 October 2022 to 31 January 2023. D) Phase 4- Referral Period from 1 January 2023 to 31 March 2023. Successful Referral Period 1 January 2023 to 30 April 2023. Based on maximum 6 successful referrals for the Program. The first 3 successful referrals will stand to receive RM400 cashback each. Every consecutive referral will stand to receive RM700 cashback each. Successful referrals refer to a Potential Customer referred by the Eligible Customer during the respecting Successful Referral Period; successfully opens an HSBC Amanah Premier Account-i (must not open a joint Premier Account-i with an existing HSBC Amanah customer or the Eligible Customer) under this program by fulfilling the Premier Account-i eligibility criteria of maintaining a minimum total relationship balance of RM200,000 or crediting a minimum monthly salary of RM16,500 continuously each month. The total cashback to be given out under this Program is RM516,000 on first-come-first-served basis, and is pooled together with "HSBC Premier Referral Program 2022".