Important Risk Warning
- Shariah-compliant unit trusts are investment products and some may involve derivatives. The value of investments, unit prices and income distribution may go down or up, and the investor may not get back the original sum invested. Past performance of a fund should not be taken as indicative of its future performance. In a worst case scenario, the value of fund may worth substantially less than the original amount you have invested (and in an extreme case could be worth nothing).
- The investment returns, payment of initial capital and distribution payouts are not guaranteed. Investors and potential investors must not solely rely on the content in this website to make investment decisions. Investors are advised to read carefully and understand the contents of prospectus and consider the general risk factors associated with investing in Shariah-compliant unit trusts in addition to other specific risks uniquely associated with the fund. All the relevant risk factors are set out in the relevant prospectus for the fund.
- You are advised to carefully consider your own circumstances, including not only the product risk level of your selected investment, but also your financial situation, investment knowledge and/or experience, investment objective and preferred investment period. Switching of fixed deposits into any unit trust beyond your risk appetite is highly discouraged.
- When you subscribe to any Shariah-compliant unit trust with us, the investment amount will be deducted directly from your settlement account(s) with us. Investors and potential investors are reminded not to provide cash for investment purposes to any HSBC Amanah employees. Pre-signed forms are also strictly prohibited.
- Before you make any investment decision, you may wish to engage or speak to your Relationship Manager to understand more about any investment product including the applicable charges, investment objective and return expectation. For first-time investors, you should also be made aware of your cooling-off rights for eligible funds.
- Shariah-compliant unit trusts are NOT protected by Perbadanan Insurans Deposit Malaysia ("PIDM").
What are Shariah-compliant unit trusts?
Shariah-compliant unit trusts pool the resources of investors into one large fund, which can be spread over a number of different investments and over a wide geographical area. These unit trusts are managed by professional fund managers and have varying levels of risk and return.
Shariah-compliant unit trusts will exclude investments in companies involved in non-Shariah compliant activities, such as products or services related to conventional banking, insurance and financial services, gambling, alcoholic beverages and non-halal food products.
A Shariah-compliant unit trust fund must follow a variety of rules, including investing only in Shariah-compliant companies, appointing a Shariah board, carrying out an annual Shariah audit and purifying certain types of income prohibited by Shariah law, such as interest, by donating them to charity.
Whether you are making your first investment, or adding an investment to your portfolio, at HSBC you can choose from a range of funds to match your attitude to risk and investment goals.
Why invest in Shariah-compliant unit trusts?
- Diversifying riskYour investment is spread across a diverse portfolio.
- Professional managementFund managers whose expertise is working for you can help you manage your investments.
- Access to Shariah-compliant companies worldwideYour money can be invested in financial markets globally.
- Invest at your own paceBegin with a lump sum investment or progressively build your portfolio with monthly contribution.
Why is diversification important?
- Minimises the risk of lossTo your overall investment portfolio by reducing potential volatility.
- More opportunities for returnSpreads your investments to different asset classes.
- Protects against adverse market cyclesProtection from unexpected market crisis like the COVID-19 pandemic.
Check Shariah-compliant unit trust prices and top funds performance
Don't have an HSBC Amanah investment account-i?
How to create an HSBC Amanah Unit Trust Investment Account online
Create your HSBC Amanah Unit Trust Investment Account via Online Banking now for more ease and convenience.
Ways to invest in Shariah-compliant unit trusts
Unit Trusts Browser is a new platform within HSBC that enables investors to transact online. Find our full range of Shariah-compliant unit trusts using keywords or filters and compare them in terms of performance, volatility, holdings, risk rating and other data. Thus, helping you find the right funds for your needs.
EZInvest is a new platform on the HSBC Malaysia Mobile Banking app that allows you to start investing in some of the Shariah-compliant unit trust funds at your fingertips. It enables you with a daily updated view of your portfolio performance, and a quick shortcut to buy more or sell your existing funds.
Access our full range of Shariah-compliant unit trusts with the HSBC Unit Trust Browser
With the HSBC Unit Trust Browser, you can now screen through a wide range of Shariah-compliant unit trust funds across asset classes, geographies and fund houses.
- Wide range of Shariah-compliant unit trust funds – It offers a selection of across different asset classes, geographical exposure, risk levels.
- Interactive and easy-to-use funds tool – It allows you to access useful fund information and tools to enhance your decision-making process. You will be able to utilise interactive performance charts, fund comparison and filter functions to identify funds that best suit your objective, strategy or risk profile. For the discerning investors, you can also access in-depth fund profiles, risk-return profile and other quantitative analysis provided by Morningstar, a global information provider.
- Dynamic and convenient – You can easily buy, sell, switch or set up monthly investment plans, across MYR and other major foreign currencies. Whether you are just starting out, or looking for new opportunities, Unit Trusts Browser offers a full selection of retail and wholesale Shariah-compliant unit trust funds to choose from.
- Competitive sales charge – The Unit Trust Browser platform sales charge is priced competitively in the market, making growing wealth accessible and affordable to all.
How to invest
New to HSBC Amanah?
New to investing with us?
Already an HSBC Amanah customer?
Things you should know
Only individuals registered with Federation of Investment Managers Malaysia (FiMM) as consultants are authorised to promote, market and distribute Shariah-compliant unit trust schemes. To better safeguard your interest during any discussion and investment related to Shariah-compliant unit trust schemes, you are advised to access https://www.fimm.com.my/search. When this link opens in a new window, key in the full name of the Shariah-compliant unit trusts consultant to verify if they are authorised by FiMM.
Issued by HSBC Amanah Malaysia Berhad 200801006421 (807705-X).
The usage of Unit Trust Browser (UTB) is governed by the HSBC Bank Terms and Conditions for Online and Mobile Banking, End User License Agreement and Important Notes available in the HSBC Malaysia Mobile Banking app, HSBC Bank and HSBC Amanah website before any transactions. In order to perform transaction in Unit Trust Browser (UTB), a sole unit trust investment account needs to be opened first. Please visit HSBC Bank or HSBC Amanah branch or contact us by phone to open a unit trust investment account to perform transaction on UTB. The scope of available transactions is lump sum investment, Monthly Investment Plan (MIP), redemption, switching and cooling off. All transactions that you enter into through UTB are conducted on an execution-only basis and based on your own judgement. The services provided through UTB involve no recommendation of, or advice on, any product from us. The mention of any unit trusts should not be construed as representing a recommendation to buy or sell that unit trusts, nor does it represent a forecast on future performance of the unit trusts. If you wish to receive recommendation from us, you should go through our suitability assessment before transacting by visiting the nearest HSBC Bank or HSBC Amanah branch. Unit trust schemes and units in such schemes are not protected by Perbadanan Insurans Deposit Malaysia ("PIDM"); and any money withdrawn from an insured deposit for the purpose of purchasing any units in a unit trust scheme is no longer protected by PIDM. This material has not been reviewed by the Securities Commission Malaysia (SC).
*This Promotion is open to new and existing HSBC Amanah Premier customers with a Unit Trust (UT) investment account. Eligible Customer(s) will stand to enjoy a special Front End Load (“FEL”) stipulated below when they subscribe into any Shariah-Compliant UT distributed by HSBC Amanah at any HSBC Amanah’s branches in Malaysia during the Promotion Period, provided that the proceeds used to subscribe into the Shariah-Compliant UT are not a result of redemption from any existing UT Funds held with HSBC Bank or HSBC Amanah. Promotion Period: 3 January 2023 to 31 March 2023. FEL of 1.18% for Eligible Customer(s) who have a Total Relationship Balance (“TRB”) of between RM200,000 and RM2,999,999 at the date and time of subscription; or FEL of 0.88% for Eligible Customer(s) who have a TRB of RM3,000,000 or above at the date and time of subscription. HSBC Amanah Unit Trust Q1 2023 Promotion terms and conditions apply.