HSBC Amanah HomeSmart-i
One thing's for sure, no one can predict what's going to happen in the future. Having a home financing package that gives you the flexibility to adapt makes a big difference. Based on the principle of Diminishing Musharakah, HomeSmart-i gives you more control in your life and the flexibility to adapt to different priorities that may arise in the future.
Benefits
Freedom to make withdrawals on excess payments anytime without notice or charges
Banking convenience via ATM, cheque book and online banking
Save on lease rental rate paid and shorten your financing tenure by consolidating your deposits, including salary and savings into your HomeSmart-i account
Eligibility
- Individuals aged between 18 years and 60 years
- Residents and non-residents
Apply for HomeSmart-i
Other details
Item | Details |
---|---|
Reference rate | Base rate (BR) = 2.64% (on and after 20 May 2022) |
Lease rental rate per annum | BR + 1.11% |
Effective lease rental rate per annum | 3.75% |
Item | Reference rate |
---|---|
Details |
Base rate (BR) = 2.64% (on and after 20 May 2022) |
Item | Lease rental rate per annum |
Details | BR + 1.11% |
Item | Effective lease rental rate per annum |
Details |
3.75% |
Protection for you and your loved ones
At HSBC Amanah, we distribute Takaful Reducing Term Cover for Home Financing to protect you and your family from a home financing burden should the unexpected happen. Complete your protection with Homeowner Takaful Scheme and enjoy peace of mind.
This is dependent on fulfilment of certain conditions, namely the financing amount granted and its tenure, monthly income and savings and/or idle funds that can be maintained by the individual(s) in the HomeSmart-i account.
Terms and conditions apply.
Frequently asked questions
Latest offers for HSBC Amanah Home Financing-i

Switch your home financing to us for more savings and flexibility.
Zero moving cost as HSBC Amanah will cover up to RM15,000 for your legal fees, stamp duties and valuation fees.
*Terms and Conditions apply.
Gain more out of your home financing with us.
Up to RM15,000 Cashback to pay legal fees, stamp duties and valuation fees.
*Terms and Conditions apply.
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