HomeSmart-i

• Individuals aged between 18 years and 60 years
• Residents and non-residents

• A photocopy of identity card or passport
  
• Your latest 3 months' salary slip
• Your latest income tax return form (Form B/BE) or EA form or latest EPF statement not exceeding 12 months old
• For newly salaried employees (at least 3 months in service), Letter of Appointment or Confirmation letter from employer stating salary/allowances
• Sale and Purchase Agreement / deposit or booking receipt / letter of offer from the housing developer
• A photocopy of the land title (if any)
• The latest bank statements dating back 6 months (compulsory in the absence of salary slips and / or EA Form) showing salary / payment credited to the account
• If you are self-employed, you need to provide your business registration documents, latest 6 months of bank statements, latest financial statements and other supporting documents to support your income

Please ensure that you have all the documents required before you apply. Before you proceed, you should make sure that:

• you're not looking for a top up facility
• you're not purchasing through a government scheme i.e. Rumah WIP
• you provide full legal name as it appears on your identity documents

Example:

1. Abdul Aziz Bin Muhammad Kadir (First name: Abdul Aziz Last name: Bin Muhammad Kadir)
2. Priya A/P Subramanian (First name: Priya; Last name: A/P Subramanian)
3. Brandon Lee Jun Kang((First name: Brandon Jun Kang; Last name: Lee)
   
4. Yeo Siew Li@Yoh Siew Lee (First name: Siew Li/Siew Lee; Last name /surname: Yeo/Yoh)

• Or, if you're not residing in Malaysia , please send your request to <mortgage_enquiry@hsbc.com.my. One of our mortgage specialists will call you to talk about your needs.

Once you've got your Decision in Principle, one of our mortgage specialists will guide you to submit your application.

If you need help please call 1300 80 2626.

¹A standard housing financing is a term financing with a fixed payment schedule. Financing amount of RM350,000, 30 years tenure, 3 years lock-in period.

• Member of Perbadanan Insurans Deposit Malaysia (PIDM)
• Protected by PIDM up to RM250,000 for each depositor.^*

*Visit PIDM website for more information.

At HSBC Amanah, we distribute Takaful Reducing Term Cover for Home Financing to protect you and your family from a home financing burden should the unexpected happen. Complete your protection with Homeowner Takaful Scheme and enjoy peace of mind.
 

This is dependent on fulfilment of certain conditions, namely the financing amount granted and its tenure, monthly income and savings and/or idle funds that can be maintained by the individual(s) in the HomeSmart-i account.

Terms and conditions apply.