HSBC HomeSmart-i
Benefits
- Freedom to make withdrawals on excess payments anytime without notice or charges
- Banking convenience via ATM, cheque book and online banking
- Save on profit paid and shorten your financing tenure by consolidating your deposits, including salary and savings into your HomeSmart-i account
Eligibility
- Individuals aged between 18 years and 60 years
- Residents and non-residents
Apply for HomeSmart-i
Other details
| Item | Details |
|---|---|
| Reference rate | Base rate (BR) = 3.64% (on and after 15 May 2019) |
| Profit rate per annum | BR + 1.11% |
| Effective financing rate per annum | 4.75% |
| Item | Reference rate |
|---|---|
| Details |
Base rate (BR) = 3.64% (on and after 15 May 2019) |
| Item | Profit rate per annum |
| Details | BR + 1.11% |
| Item | Effective financing rate per annum |
| Details | 4.75% |
Protection for you and your loved ones
At HSBC Amanah, we distribute Takaful Reducing Term Cover for Home Financing to protect you and your family from a home financing burden should the unexpected happen. Complete your protection with Homeowner Takaful Scheme and enjoy peace of mind.
This is dependent on fulfilment of certain conditions, namely the financing amount granted and its tenure, monthly income and savings and/or idle funds that can be maintained by the individual(s) in the HomeSmart-i account.
Terms and conditions apply.
Frequently asked questions
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