Top of main content
A man is holding a cup while looking at the laptop; imaged used for HSBC Malaysia Amanah Term Deposit-i page.

Term Deposit-i

Enjoy fixed returns on your deposits placed with us, from 1.40% - 2.70% p.a.

Open an account online in minutes now!

HSBC Amanah Term Deposit-i

Make placements with HSBC Amanah's Term Deposit-i today to enjoy fixed returns on your deposits placed with us.

It’s easy to open an account online.

Key Benefits and Privileges

  • Higher returns than an ordinary savings account

    Enjoy fixed and competitive deposit rates from 1.40% - 2.70% p.a.

  • Flexible deposit amounts and tenures

    Make flexible placement from as low as RM1,000 (2 months and above) or RM5,000 for 1 month

  • Easy to open

    Online account opening in a few simple steps. It's a paperless application - simple and convenient

  • Flexible updates

    Update your maturity instructions anytime anywhere via online banking

Profit Rate

Profit rate as of 15 Jan 2021

Tenure (month)
Profit rate (% p.a.)
1 - 2
1.40
3 - 5
1.55
6
1.60
7 - 17
1.65
18 - 23
2.00
24 - 35
2.30
36 - 47
2.35
48 - 59
2.60
60
2.70

Profit rate as of 15 Jan 2021

Tenure (month)
1 - 2
Profit rate (% p.a.)
1.40
Tenure (month)
3 - 5
Profit rate (% p.a.)
1.55
Tenure (month)
6
Profit rate (% p.a.)
1.60
Tenure (month)
7 - 17
Profit rate (% p.a.)
1.65
Tenure (month)
18 - 23
Profit rate (% p.a.)
2.00
Tenure (month)
24 - 35
Profit rate (% p.a.)
2.30
Tenure (month)
36 - 47
Profit rate (% p.a.)
2.35
Tenure (month)
48 - 59
Profit rate (% p.a.)
2.60
Tenure (month)
60
Profit rate (% p.a.)
2.70

Minimum deposit of RM5,000 for one (1) month tenure or RM1,000 for tenure of two (2) months and above.

If the Customer withdraws the deposit before the maturity date, the Customer agrees that the Bank shall be entitled for a rebate equivalent to:

  • For deposits 3 months and below: profit from the Murabahah Sale Price; and
  • For deposits above 3 months: half of the profit for the completed months plus the profit for the uncompleted months.

The rebate shall be deducted from the Murabahah Sale Price.

How to place Term Deposit-i online in 3 simple steps

Step 1 HSBC online banking log on page; image used for HSBC Amanah Term Deposit-i page.

1. Log on to HSBC Malaysia online banking with your username and password or security device.

Step 2 open Term Deposit-i account page; image used for HSBC Amanah Term Deposit-i page.

2. Select “Term Deposit-i” from drop-down list under “Type”. Complete the application with remaining 3 fields to be filled.

Step 3 review detail page; image used for HSBC Amanah Term Deposit-i page.

3. Verify all details then 'Confirm' your application.

Apply for Term Deposit-i in a few simple steps

We are currently enhancing HSBC Malaysia online banking for your convenience. To proceed with your Term Deposit-i (TD-i) placement, we will redirect you to HSBC Malaysia online banking. Once placement is successful, your TD-i placement will be reflected in HSBC Malaysia online banking accordingly.

New to HSBC

Prerequisite of opening term deposit-i is to have at least one HSBC Amanah savings or current account-i for fund channeling purposes. Therefore, you are advised to open HSBC Amanah savings or current account-i via online account opening, then proceed to HSBC Malaysia online banking to instantly place term deposit-i online.

Things you should know

To be eligible for Term Deposit-i, you must:

  • Have at least one HSBC Amanah current account-i or savings account-i
  • Minimum deposit amount: RM5,000 for 1 month or RM1,000 for 2 months and above

 

Member of Perbadanan Insurans Deposit Malaysia

Protected by Perbadanan Insurans Deposit Malaysia up to RM250,000 for each depositor*.

*Click here for more details on PIDM protection.

Frequently asked questions

Related products

A father is giving his daughter a piggyback; image used for HSBC Malaysia Amanah Everyday Global Account page.
 

Open an Everyday Global Account-i today.

T&Cs apply.

A dad is measuring the height of his daughter; imaged used for HSBC Malaysia Amanah Basic Savings/ Current Account-i page.
 

Enjoy convenience and control every minute of the day.