Accumulate Your Wealth | Investments

Boost your savings^{^{Footnote link 1}Footnote link 1Footnote link 1Footnote link 1Footnote link 1^{Footnote link 1}} on your Term Deposit-i by investing or purchasing a Takaful plan with us.

Enjoy a higher profit with a Term Deposit-i of up to 3 months in MYR.

T&Cs apply. Offer runs from 13 August 2025 to 30 September 2025.

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Promotional profit rates
Product	Tenure	Profit rate^{[@premier-30-td-wealth-bundle]^{Footnote link 1}Footnote link 1^{Footnote link 1Footnote link 1}}	Minimum TD-i placement	Placement ratio
Shariah-compliant unit trusts^{[@premier-30-td-wealth-bundle]}	3-month	New to Shariah-compliant unit trusts customers: MYR TD/-i 8.88% per year Existing Shariah-compliant unit trusts customers: MYR TD/-i 6.88% per year	RM50,000	1:1
Structured investments-i^{[@premier-30-td-wealth-bundle]}	3-month	New to structured investments-i customers: MYR TD/-i 8.88% per year Existing structured investments-i customers: MYR TD/-i 6.88% per year	RM50,000	1:2
Sukuk^{[@premier-30-td-wealth-bundle]}	3-month	New to Sukuk customers: MYR TD/-i 8.88% per year Existing Sukuk customers: MYR TD/-i 6.88% per year	RM50,000	1:2
BancaTakaful (regular premium)^{[@premier-bancassurance-bundling-2025]}	3-month	New to BancaTakaful products customers: MYR TD/-i 10.88% per year Existing BancaTakaful products customers: MYR TD/-i 8.88% per year	RM20,000	1:1
BancaTakaful (single premium)^{[@premier-bancassurance-bundling-2025]}	3-month	New to BancaTakaful products customers: MYR TD/-i 10.88% per year Existing BancaTakaful products customers: MYR TD/-i 8.88% per year	RM20,000	1:3

Promotional profit rates
Product	Shariah-compliant unit trusts^{[@premier-30-td-wealth-bundle]}
Tenure	3-month
Profit rate^{[@premier-30-td-wealth-bundle]^{Footnote link 1}Footnote link 1^{Footnote link 1Footnote link 1}}	New to Shariah-compliant unit trusts customers: MYR TD/-i 8.88% per year Existing Shariah-compliant unit trusts customers: MYR TD/-i 6.88% per year
Minimum TD-i placement	RM50,000
Placement ratio	1:1

Product	Structured investments-i^{[@premier-30-td-wealth-bundle]}
Tenure	3-month
Profit rate^{[@premier-30-td-wealth-bundle]^{Footnote link 1}Footnote link 1^{Footnote link 1Footnote link 1}}	New to structured investments-i customers: MYR TD/-i 8.88% per year Existing structured investments-i customers: MYR TD/-i 6.88% per year
Minimum TD-i placement	RM50,000
Placement ratio	1:2

Product	Sukuk^{[@premier-30-td-wealth-bundle]}
Tenure	3-month
Profit rate^{[@premier-30-td-wealth-bundle]^{Footnote link 1}Footnote link 1^{Footnote link 1Footnote link 1}}	New to Sukuk customers: MYR TD/-i 8.88% per year Existing Sukuk customers: MYR TD/-i 6.88% per year
Minimum TD-i placement	RM50,000
Placement ratio	1:2

Product	BancaTakaful (regular premium)^{[@premier-bancassurance-bundling-2025]}
Tenure	3-month
Profit rate^{[@premier-30-td-wealth-bundle]^{Footnote link 1}Footnote link 1^{Footnote link 1Footnote link 1}}	New to BancaTakaful products customers: MYR TD/-i 10.88% per year Existing BancaTakaful products customers: MYR TD/-i 8.88% per year
Minimum TD-i placement	RM20,000
Placement ratio	1:1

Product	BancaTakaful (single premium)^{[@premier-bancassurance-bundling-2025]}
Tenure	3-month
Profit rate^{[@premier-30-td-wealth-bundle]^{Footnote link 1}Footnote link 1^{Footnote link 1Footnote link 1}}	New to BancaTakaful products customers: MYR TD/-i 10.88% per year Existing BancaTakaful products customers: MYR TD/-i 8.88% per year
Minimum TD-i placement	RM20,000
Placement ratio	1:3

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How to invest

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Islamic investment products

Shariah-Compliant Unit Trust

For medium to long-term goals, unit trust is a viable investment option as it utilises time and the expertise of investment professionals to your advantage. The earlier you start, the better your chances of reaping potentially higher returns.

When you subscribe into any Shariah-Compliant Unit Trusts with us, the investment amount will be deducted directly from your settlement account(s) with us. Investors and potential investors are reminded not to provide cash for investment purposes to any HSBC Amanah employees. Pre-signed forms are also strictly prohibited.
You are advised to carefully consider your own circumstances, including not only the product risk level of your selected investment, but also your financial situation, investment knowledge and/or experience, investment objective and preferred investment period. Switching fixed deposits into any Shariah-Compliant Unit Trusts beyond your risk appetite is highly discouraged.
Before you make any investment decision, you may wish to engage or speak to your relationship manager to understand more about any investment product including the applicable charges, investment objective and return expectation. For first time investors, you should also be made aware of your cooling-off rights for eligible funds.

View Funds about Unit Trust This link will open in a new window

Why is diversification important

Minimises the risk of loss

To your overall investment portfolio by reducing potential volatility.
Allows you to explore more opportunities for return

By spreading your investments to different asset classes.
Protects you against adverse market cycles

And unexpected market crisis like what we have experienced with COVID-19.

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Shariah-Compliant Structured Product

A customisable investment solution which can be tailor-made according to your investment need, market view and risk appetite. You can choose from various structures with returns dependent upon movements of a predetermined index, equity, FX rates or interbank rate benchmark. For example:

HSBC Amanah Principal Protected Participation Structured Product offers you the opportunity to capitalise on upside potential of your preferred equity or index to earn an enhanced return
HSBC Amanah Principal Protected Absolute Performance Structured Product offers you the opportunity to earn a positive return not only when underlying equity/index price goes up but also when the underlying price goes down
HSBC Amanah Principal Protected Range Accrual FRINI rates linked Structured Product offers you the opportunity to capitalise on range bound view of market rates to earn regular profit payment higher than the term deposit-i rate.
HSBC Amanah Principal Protected Digital Lock-In Equity/Index Linked Structured Product offers you the opportunity to earn regular profit payment higher than the term deposit-i rate when the underlying equities/indices stay above a predetermined level (e.g. 90% of initial price).
HSBC Amanah Non-Principal Protected MaxMin Autocallable Structured Product offers investors the opportunity to earn potential regular profit payments higher than the term deposit-i rate when the underlying equities/indices stay above a predetermined level that is lower than current underlying price (knock in level).

Sukuk

Sukuk are Shariah compliant debt securities which represent certificates of equal value that evidence undivided ownership or investment in the underlying assets using Shariah principles. Essentially, when you invest in Sukuk, your money is put into the assets of a project or investment in order to generate profit. Sukuk offers you the opportunity to earn profits (in the form of periodic distribution payments). It can also be traded (buy or sell) prior to maturity provided a counterparty is found at the best effort basis of the Bank. HSBC Amanah offers sukuk in various currencies and credit ratings.

Disclosures and Terms & Conditions Governing Sukuk Investments (PDF) Download link

Foreign exchange

Access real-time FX rates and transfer money instantly across the globe.

Learn more about HSBC Amanah foreign exchange solutions

Things you should know

Only individuals registered with Federation of Investment Managers Malaysia (FiMM) as consultants are authorised to promote, market and distribute unit trust schemes. To better safeguard your interest during any discussion and investment related to unit trust schemes, you are advised to access https://www.fimm.com.my/search and key in the full name of the unit trust consultant to verify if they are authorised by FiMM.

Important information

Issued by HSBC Amanah Malaysia Berhad 200801006421 (807705-X). Member of PIDM. Protected by PIDM up to RM250,000 for each depositor. This material has not been reviewed by the Securities Commission Malaysia (SC).

Islamic investments

Boost your savingsFootnote link 1Footnote link 1Footnote link 1Footnote link 1Footnote link 1Footnote link 1 on your Term Deposit-i by investing or purchasing a Takaful plan with us.

Promotional profit rates

Promotional profit rates

How to invest

Islamic investment products

Shariah-Compliant Unit Trust

Important notice

Why is diversification important

Already a customer?

Don't have an HSBC Amanah investment account-i?

Shariah-Compliant Structured Product

Sukuk

Foreign exchange

Things you should know

Unit Trust

Unit Trust email advice/statement

General Investment

Structured Investment

Wealth Dashboard

Related products

Protection

Financing

Important information

Connect with us

Boost your savings^{^{Footnote link 1}Footnote link 1Footnote link 1Footnote link 1Footnote link 1^{Footnote link 1}} on your Term Deposit-i by investing or purchasing a Takaful plan with us.