Where flexibility meets financial sense
Enjoy ZERO[@mortgages-zero-cost-campaign] moving costs with HSBC Amanah HomeSmart-i
We'll pay for up to RM50,000 of upfront moving costs when you finance or refinance your home.
Everything you need in a flexible home financing
| Item | Details |
|---|---|
| Reference rate | Standardised base rate (SBR) = 2.75% (effective 17 July 2025 onwards) |
| Lease rental rate per annum | SBR + 1.75% |
| Effective lease rental rate per annum | 4.50% |
| Item | Reference rate |
|---|---|
| Details |
Standardised base rate (SBR) = 2.75% (effective 17 July 2025 onwards) |
| Item | Lease rental rate per annum |
| Details | SBR + 1.75% |
| Item | Effective lease rental rate per annum |
| Details | 4.50% |
This rate is based on a home financing amount of RM350,000, 30 years tenor, with no lock-in period.
Things you should know
Ready to get your decision in principle?
This is the first step to getting a home financing. We'll give you a decision in principle, which is an indicative amount of financing you could apply, and confirm the maximum amount we could finance for you based on what you tell us.
Please make sure you have all the documents required before you apply. Before you proceed, you should also make sure:
- you're not purchasing through a government scheme, such as Rumah WIP;
- you provide your full legal name as it appears on your identity documents; or,
- if you're not residing in Malaysia, please email us and our mortgage specialists will contact you to discuss about your needs
To get a complimentary home financing consultation or assessment, call our mortgage specialists at +603 2182 9217 (Monday to Friday, 9am to 5pm) or email mortgage_enquiry@hsbc.com.my.