Universal Terms and Conditions for Personal Financial Services, HSBC Premier, HSBC Advance and Credit Cards
• Effective 12 July 2010

Generic Terms & Conditions
• Effective 3 April 2010 for new Commercial customers of HSBC
• Effective 24 April 2010 for existing Commercial customers of HSBC as at 3 April 2010

Specific Terms & Conditions For Commercial Banking
• Effective 17 April 2010 for new customers of HSBC
• Effective 24 April 2010 for existing customers of HSBC as at 17 April 2010

Universal Terms and Conditions for HSBC Amanah Personal Financial Services, HSBC Amanah Premier, HSBC Amanah Advance and Credit Cards-i
• Effective 12 July 2010

Generic Terms & Conditions - HSBC Amanah
• Effective 3 April 2010 for new Commercial customers of HSBC Amanah
• Effective 24 April 2010 for existing Commercial customers of HSBC Amanah as at 3 April 2010

Specific Terms & Conditions For Commercial Banking - HSBC Amanah
• Effective 17 April 2010 for new customers of HSBC Amanah
• Effective 24 April 2010 for existing customers of HSBC Amanah as at 17 April 2010

Universal Terms & Conditions for Personal Financial Services, HSBC Premier and Credit Cards
Effective 24 April 2010

Specific Terms & Conditions For HSBC Premier
• Effective 17 April 2010 for new customers of HSBC
• Effective 24 April 2010 for existing customers of HSBC as at 17 April 2010

Specific Terms & Conditions For Personal Financial Services
• Effective 17 April 2010 for new customers of HSBC
• Effective 24 April 2010 for existing customers of HSBC as at 17 April 2010

Credit Cardholder Agreements
• Until 23 April 2010

Guide to Generic Terms & Conditions
Effective 24 August 2008

Guide to Specific Terms & Conditions - Personal Financial Services (PFS)
Effective 24 August 2008

Guide to Specific Terms & Conditions - HSBC Premier
Effective 24 August 2008

Guide to Specific Terms & Conditions - Commercial Banking (CMB)
Effective 24 August 2008

Universal Terms & Conditions for HSBC Amanah Personal Financial Services, HSBC Amanah Premier and Credit Cards-i
Effective 24 April 2010

Specific Terms & Conditions For HSBC Amanah Premier
• Effective 17 April 2010 for new customers of HSBC Amanah
• Effective 24 April 2010 for existing customers of HSBC Amanah as at 17 April 2010

Specific Terms & Conditions For Personal Financial Services HSBC Amanah
• Effective 17 April 2010 for new customers of HSBC Amanah
• Effective 24 April 2010 for existing customers of HSBC Amanah as at 17 April 2010

Guide to Generic Terms & Conditions - HSBC Amanah
Effective 24 August 2008

Guide to Specific Terms & Conditions - Personal Financial Services (PFS) HSBC Amanah
Effective 24 August 2008

Guide to Specific Terms & Conditions - Commercial Banking (CMB) HSBC Amanah
Effective 24 August 2008