Executive Protector & Executive Protector Plus

Pursue your life’s ambitions with peace of mind

Securing your family and your business

In life and in business, the only certainty is the uncertainty of the path you may have laid out for yourself. As a business owner or senior executive, you cannot predict if and when death and disability may happen, and the implications such events may have on your business and your family.

Fortunately, with Executive Protector & Executive Protector Plus you can create a financial safety net for your family and business to cope with the unexpected.

• Executive Protector Plus will not only help your family and business manage setbacks caused by death or Total and Permanent Disability (TPD), the coverage provided by this plan may also help to minimize the financial impact in the event you are diagnosed with any of the 36 Critical Illnesses (CI)*

• What’s more, if the Certificate remains in force at maturity of the plan, the amount in your Participant Fund (if any) will be paid to you.

Please consult your tax adviser on any tax relief or tax treatment for the contributions paid and/or benefits received under these plans.

Please consult our Corporate Financial Planning Managers for a personalized illustration and for more details.

Or call 1800 88 3898 for more details

The benefits of Executive Protector and Executive Protector Plus

a. Death Benefit
In the event of untimely death, the beneficiaries would receive the Sum Covered plus the accumulated amount in the Participant Fund (if any) in one lump sum.

b. Total and Permanent Disability (TPD) Benefit**
Should TPD occur before the Covered Person reaches the age of 65, the Sum Covered plus the amount in the Participant Fund (if any) would be paid.

c. Maturity Benefit
Your Participant Fund value shall be paid out upon maturity provided your Certificate is in force. However, there will no amount paid from the Family Risk Fund

d. Flexibility of Payment and Certificate Tenure
You can opt to pay the contribution on a monthly, quarterly, half yearly or yearly basis. You can also select a coverage term of 10 to 35 years, according to your financial and protection needs

e. Surplus Sharing (if any)
Any surplus arising from the Family Risk Fund will be shared on a 50/50 basis between the Takaful Operator and the Participants. Your entitlement of surplus will be allocated into your Participant Fund.

Additional benefit only available under Executive Protector Plus:
Critical Illnesses Benefit
Upon suffering from or being diagnosed with any of the named Critical Illnesses under this plan, you will be paid the Sum Covered plus the amount in your Participant Fund (if any).

Note: ** Sum Covered for TPD is payable in 2 instalments

List of the Critical Illnesses covered under Executive Protector Plus

1. Heart Attack
2. Stroke
3. Cancer
4. Coronary Artery Disease
5. Surgery to Aorta
6. Major Organ Transplant
7. Heart Valve Replacement
8. Coma
9. Paralysis/Paraplegia
10. Multiple Sclerosis
11. Kidney Failure
12. Fulminant Viral Hepatitis
13. Primary Pulmonary Arterial Hypertension
14. Blindness
15. Loss of Hearing/Deafness
16. Loss of Speech
17. Major Burns
18. Major Head Trauma
19. Terminal Illness
20. Benign Brain Tumor
21. Parkinson’s Disease
22. AIDS due to Blood Transfusion
23. Chronic Liver Disease
24. Chronic Lung Disease
25. Motor Neurone Disease
26. Alzheimer’s Disease (Irreversible Organic Degenerative Brain Disorders)
27. Brain Surgery
28. Loss of Independent Existence
29. Encephalitis
30. Apallic Syndrome
31. Poliomyelitis
32. Medullary Cystic Disease
33. Cardiomyopathy
34. Muscular Dystrophy
35. Aplastic Anaemia
36. Bacterial Meningitis

With a contribution from as low as RM 100 per month, you are on your way to enjoying peace of mind against life’s uncertainties!

Please note that the information set out in this page is merely to inform the public of our products - all such products are ultimately subject to the provisions contained in their respective Takaful Certificate.

Talk to our Corporate Financial Planning Managers.
Call HSBC Amanah Takaful 1 800 88 9659 or call 1 800 88 3898 for more details.

This product is managed by HSBC Amanah Takaful (Malaysia) Sdn. Bhd. (Company No.731530-M). All claims and liabilities arising from the plan should be made to HSBC Amanah Takaful (Malaysia) Sdn. Bhd.