Investment

Gain potentially higher returns than time deposits

ARE YOU DOING BUSINESS ACROSS BORDERS AND MAKING TRANSACTIONS REGULARLY IN FOREIGN CURRENCIES?

If so, take advantage of the exchange rate movements to gain potentially higher returns than ordinary time deposits with Dual Currency Structured Investment. You can choose the currency pairing (base and link currencies), tenure and the conversion rate that you are comfortable with.

The Advantages of Dual Currency Structured Investment versus Foreign Currency Fixed Deposits

• Earn potentially higher returns
• Short tenure of 1 week (minimum) allows you to manage your company’s liquidity
• Get better exchange rates as compared to the Board Rate

By selecting a currency pair that you transact most regularly in or that you are most comfortable with, you can take advantage of the exchange rate movements in respect to the currency pair and earn potentially higher returns when we repay your investment.

Step 1

Start your investment by choosing a base currency, linked currency, tenure and investment amount

CURRENCY
Choose the available base currency and linked currency pairing from the participating currencies as set out below:

• MYR (Malaysia)
• SGD (Singapore)
• JPY (Japan)
• GBP (United Kingdom)
• USD (United States)
• AUD (Australia)
• NZD (New Zealand)
• EUR (European Union)

TENURE
Select tenure and conversion rate.
Tenure:
1 week, 2 weeks, 1 month, 2 months & 3 months

INVESTMENT AMOUNT
Decide on your investment amount. The minimum investment amount is MYR250,000^ or its equivalent in the respective foreign currency that you have chosen.

Step 2

You are to select your preferred conversion rate of the base currency and linked currency based on the prevailing currency market conditions and your views on the currency market. You may benefit from live and competitive prices.

Step 3

Upon maturity, if the base currency:

• Weakens – investment amount and investment returns will be repaid in the base currency.
• Strengthens – investment amount and investment returns will be converted to and paid in the linked currency.

^ For Companies with a declaration of its total net assets exceeding RM 10 million or its equivalent, their investment amount can be a minimum of MYR50,000 or its equivalent. Dual Currency Structured Investment terms and conditions apply.

Click here to see how Dual Currency Structured Investment works