Loan and Finance

Government Guaranteed Financing Scheme

Even in challenging times, there are opportunities to grow your business. Now, you can continue to seize these growth opportunities with the new Working Capital Guarantee Scheme (WCGS) and Industry Restructuring Financing Guarantee Scheme (IRFGS) established by the Government of Malaysia. These are government guaranteed schemes that can help you capitalise on business opportunities.

WORKING CAPITAL GUARANTEE SCHEME (WCGS)

Looking for additional cash flow to meet your business needs in these challenging times? The Government of Malaysia’s Working Capital Guarantee Scheme (WCGS) is tailored to help your business gain access to working capital. Rest assured that with a viable business, you can plan ahead as we help you gain access to working capital under the Scheme to grow your business further.

Eligibility Requirements:

Majority (51%) Malaysian-owned, locally incorporated companies with shareholders' funds of not more than RM20 million. Applications are subject to normal credit evaluation.

Guarantee Cover:

Guarantee cover by the Government of Malaysia, up to 80% of applicable facilities.
Upfront guarantee fee of 0.5% p.a. based on amount covered.

INDUSTRY RESTRUCTURING FINANCING GUARANTEE SCHEME (IRFGS)

Is your business ready for the next challenge? Make the right investments to increase your business productivity or engage in eco-friendly business activities. Why not take advantage of the Industry Restructuring Financing Guarantee Scheme (IRFGS) to put your company on the right path.

Eligibility Requirements:

Majority (51%) Malaysian-owned, locally incorporated companies. Applications are subject to normal credit evaluation.

Guarantee Cover:

Guarantee cover by the Government of Malaysia, up to 50%* or up to 80%** of applicable facilities.
Upfront guarantee fee of 0.5% p.a. based on amount covered.