“The Customer and the Bank will be in a partnership to purchase a property. The Bank’s share of the property will diminish over time during the tenure, while the Customer’s share of the property will increase at the same time as a result from the monthly payments to the bank. Ultimately, the Bank will transfer the full ownership of the property to the Customer at the end of the facility or upon early settlement by the Customer, whichever is earlier.”
As profit is calculated daily, any excess amount you’ve deposited in your account be it from your salary, savings or even your bonus, the longer it is in the account, you are actually benefiting towards reducing the total payments for your home financing.
Just follow these 3 simple steps:
This way, you will be saving more on profit payment and on your way to owning your home faster!
This product is open to all i.e residents and non-residents aged 18 and above.
(Up to 35 years of financing or until age 65, whichever is earlier)
You can refinance with HomeSmart-i from a conventional home loan and enjoy these benefits:
*Stamp duty fee waiver will only be applicable upon switching your existing conventional home loan to HomeSmart-i (For outstanding principal balance only).
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HSBC Amanah Personal Financing-i
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