Log on to Internet Banking
You are not logged on to the internet banking

HomeSmart-i

HomeSmart-i

1. What is Diminishing Musharakah?

“The Customer and the Bank will be in a partnership to purchase a property. The Bank’s share of the property will diminish over time during the tenure, while the Customer’s share of the property will increase at the same time as a result from the monthly payments to the bank. Ultimately, the Bank will transfer the full ownership of the property to the Customer at the end of the facility or upon early settlement by the Customer, whichever is earlier.”

2. How does “daily profit calculation” help me own my home faster?

As profit is calculated daily, any excess amount you’ve deposited in your account be it from your salary, savings or even your bonus, the longer it is in the account, you are actually benefiting towards reducing the total payments for your home financing.

 

Just follow these 3 simple steps:

This way, you will be saving more on profit payment and on your way to owning your home faster!

3. Who can apply for HomeSmart-i?

This product is open to all i.e residents and non-residents aged 18 and above.
(Up to 35 years of financing or until age 65, whichever is earlier)

4. What are the benefits of refinancing?

You can refinance with HomeSmart-i from a conventional home loan and enjoy these benefits:

  • 100% stamp duty waiver* (For outstanding principal balance only)
  • Possibly reduce monthly payments
  • Free up cash for other priorities
  • Enjoy greater flexibility in managing cash flow

*Stamp duty fee waiver will only be applicable upon switching your existing conventional home loan to HomeSmart-i (For outstanding principal balance only).

What's next?

Ready to start?

Apply Now

For more help
Call 1300 80 2626

Financial Fitness TestSmart Account-iAnytime Money Personal Financing - iCredit Card-i

Financial Fitness Test

How financially well-off you will be in the future? Find out now with our Financial Fitness Test:

Advance Account-i

Aims to simplify your banking needs today and help you achieve your financial goals tomorrow.

Anytime Money Personal Financing - i

A hassle-free personal financing that allows you to leap into what you want, faster and easier.

Credit Card-i

MPower Credit Card-i - Live it up with privileged empowerment to match your lifestyle


What's New

Notice: Up to RM1,195* in Cash Back & Rewards are up for grab when you apply HSBC Amanah Credit Card-i online

Contact HSBC Amanah

Local Call - 1300 80 2626

Overseas Call - 603 8321 5200

Banking Links

This link exits HSBC's website. Please refer to our Hyperlink Policy. HSBC assumes no liability or control for your use of this link     This link exits HSBC's website. Please refer to our Hyperlink Policy. HSBC assumes no liability or control for your use of this link