Anytime Money Personal Financing-i (APF-i) is an Islamic term financing facility with fixed monthly instalment. It is based on Islamic concept of Commodity Murabahah which refers to buying and selling transaction of an underlying Shariah compliant commodity at an agreed cost and mark up (cost plus profit basis) to effect the financing transaction.
No. It is available to all who are eligible; either muslim or non-muslim.
Just complete a simple Anytime Money Personal Financing-i Application Form and submit together with the documents as noted below:
Variable Income Earner
The minimum requirements are as below:
Note: Financing amount is in multiple of RM500
The profit rate offered is dependant on the financing amount applied :-
No, Anytime Money Personal Financing-i is only for INDIVIDUAL SOLE account. Joint application is NOT allowed.
The processing fee is currently waived.
The instalment date is dependant on the disbursement date :-
|Disbursement Date||Installment Date|
|1st - 4th of the month||1st of the following month|
|5th - 15th of the month||4th of the following month|
|16th - 20th of the month||1st of the following month|
|21st - 25th of the month||10th of the following month|
|26th - 31st of the month||15th of the following month|
Yes. Customer’s can make early settlement at any point of time during the financing tenure. The Bank would require a 1 month notice. No penalty imposed in case of early settlement.
Prepayment is not allowed.
No, as the Instalment amount and the Selling Price have been agreed initially.
A Standing Instruction from customer’s deposit account will be established to the facility account upon disbursement. Payment can be made via this deposit account.
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Anytime Money Personal Financing - i
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