Smart Account-i

A purpose for every ringgit

Planning for an important purchase is easy. Staying true to it isn't. How often has money you'd been saving for a dream car disappeared into a mobile phone, or a pair of shoes that just happened to walk your way?

With Smart Account-i, every Ringgit can go as planned. It's the savings account that knows what you truly desire, and helps you get it. It lets you create up to 10 sub-accounts* that you can allocate your money to – a dream holiday, Plasma TV or even a car down-payment. The money in the sub-accounts* is protected from impulse purchases and over-spending, and enjoys potentially higher returns^.

* Smart Link Account-i
^Potentially higher returns may be earned on your sub-account* balances if a recurring Standing Instruction has been effected and there have been no withdrawals for the month.

#For more information, please refer to the terms and conditions below.

With Smart Account-i, you ...

• enjoy potentially HIGHER RETURNS ^
• enjoy INSTANT DISCOUNTS from selected merchants
• can manage your sub-accounts* online, at any time, in comfort and convenience

^Potentially higher returns may be earned on your sub-account* balances if a recurring Standing Instruction has been effected and there have been no withdrawals for the month.

Save up, save SMART

With the right system and innovative features from HSBC Amanah, achieving your financial goal is now possible. We call this latest innovation the HSBC Amanah Smart Account-i.

Smart Account-i is an integrated online savings account that allows you to create sub-accounts* to protect your dreams. For example, sub-account* 1 is for car down-payment, sub-account* 2 is for your holiday, sub-account* 3 is for a Plasma TV, and so on. In addition, you can personalise your sub-accounts* and perform other banking transactions online from your Smart Account-i.

Why separate sub-accounts*?

By having separate sub-accounts* within your Smart Account-i, you'll be able to focus on managing your savings better, without the hassle of opening multiple bank accounts.

You can also personalise these sub-accounts* and set up your recurring Standing Instructions to assist in your monthly savings. This helps you to achieve your savings goals and allows you to regularly monitor your savings progress.

Enjoy potentially higher returns with your sub-accounts*

Each month, if your recurring Standing Instructions are effected and you make no withdrawals from your sub-accounts*, you could be rewarded with a potentially higher profit rate on your Smart Account-i.

* Smart Link Account-i

Other included banking services you can enjoy:

• 24-hour personal internet banking
• 24-hour personalised telebanking
• Cheque book
• E-Statement (downloadable via internet banking)
• ATM with Global Access (including PLUS networks as well as HOUSe interbank network from local OCBC, UOB and Standard Chartered Bank), ATM withdrawals up to maximum withdrawal limit of RM5,000 per day, and deposits at our Express Cash Deposit Machines
• Short Message Service (SMS) packaged with the account

Additional Features:

Open a foreign currency (e.g. USD) which allows you to make deposit, withdrawal through Smart Account-i or withdrawal through demand draft and telegraphic transfer.