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Board of Directors

Board of Directors


Louisa Cheang Wai Wan
Non-Independent Non-Executive Director/Chairman

Ms Cheang was appointed on 1 January 2012. She graduated from the University of Hong Kong majoring in Political Science and Management Studies.

Ms Cheang is currently the Group General Manager, Regional Head of Retail Banking and Wealth Management Asia-Pacific of HSBC, Hong Kong. She has been Regional Director of Personal Financial Services Asia-Pacific since June 2009 overseeing HSBC’s personal financial services business in Hong Kong and 18 other countries and territories in the region

Prior to this, Ms Cheang was Head of Personal Financial Services Hong Kong from July 2007.  She managed the consumer banking business of Hong Kong, one of the most profitable banking entities in HSBC Group. 

Ms Cheang’s previous position was Head of Marketing in Asia-Pacific.  She led the marketing force in the region to achieve business targets via a robust brand management strategy, direct marketing campaigns, cross-selling initiatives and sponsorships.  She also led her team in launching initiatives such as Customer Relationship Management, the Direct Banking business in Korea and Taiwan and the establishment of HSBC Premier as the wealth management platform in Asia. 

Before joining HSBC, Ms Cheang was the marketing head at Citibank, Smartone Mobile Communications and American Express. 

Ms Cheang’s other current roles include management committee member of the Pacific Credit Card Centre under the collaboration of Bank of Communications and HSBC, International Advisor of Visa International and China Union Pay, Director of the MasterCard Asia/Pacific, Middle East and Africa Regional Advisory Board, Board of Director of HSBC Insurance (Asia) Limited and HSBC Life (International) Limited, Director of HSBC InvestDirect (India) Limited, Board of Director of HSBC Bank (Taiwan) Limited, Board of Director of HSBC Rural Bank Company Limited and Honorary Certified Financial Management Planner of the Hong Kong Institute of Bankers.

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Mukhtar Malik Hussain
Non-Independent Non-Executive Director

Mr Hussain was appointed on 15 December 2009.  He graduated from University of Wales, United Kingdom with a Bachelor of Science in Economics.  Mr Hussain first joined the HSBC Group in 1982 as a Graduate Trainee in Midland Bank International.  He was then appointed as Assistant Director in Samuel Montagu in 1991.  After close to 11 years of working in the HSBC Group’s London offices, Mr Hussain then held numerous posts in Dubai including Chief Executive Officer of HSBC Financial Services (Middle East) Limited from 1995 to 2003 and established the initiative to create the first foreign investment bank in Saudi Arabia for HSBC.  In 2003, he assumed the position of Chief Executive Officer, Corporate and Investment Banking and became the Co-Head of Global Banking in 2005.  He headed back to London as the Global Head of Principal Investments, the proprietorial and fund investment arm of HSBC from 2006 to 2008.  He was the Deputy Chairman of HSBC Bank Middle East Limited, Global Chief Executive Officer of HSBC Amanah and Chief Executive Officer of Global Banking and Markets, Middle East and North Africa, a dual role with global responsibilities for Islamic Finance and HSBC’s wholesale banking activities in the Middle East and North Africa before he came to Malaysia. 

In addition to his current role, Mr Hussain is also the Global Chief Executive Officer of HSBC Amanah, Deputy Chairman and Chief Executive Officer of HSBC Bank Malaysia Berhad, Chairman of HSBC Takaful (Malaysia) Sdn Bhd and a Non-Executive Director of HSBC Bank Middle East Limited.

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Mohamed Rafe bin Mohamed Haneef
Chief Executive Officer, Non-Independent Executive Director

En Rafe was appointed on 22 November 2010.  He serves as a member of the Nominating Committee of the Bank.  En Rafe holds a Bachelors of Law from International Islamic University of Malaysia and a Masters of Law from Harvard Law School, United States of America.  He was admitted to the Malaysian Bar and practised law specialising in Islamic finance with Messrs. Mohamed Ismail & Co before joining the banking industry.  En Rafe first joined HSBC Investment Bank plc, London in 1999 and thereafter HSBC Financial Services Middle East, Dubai from 2001-2004.  He then assumed several positions including as the Head of Global Islamic Finance of ABN Amro Bank NV, Dubai, Head of Islamic Banking of Citigroup Asia and Managing Director, Investments of Fajr Capital before rejoining HSBC Amanah as Managing Director Global Markets for the Asia Pacific region in July 2010.

En Rafe is currently a member of the Shariah Advisory Council of Securities Commission Malaysia.

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Mohamed Ross bin Mohd Din
Independent Non-Executive Director

En Ross was appointed on 26 February 2008.  He is the Chairman of the Risk Management Committee and a member of the Audit Committee and Nominating Committee of the Bank. En Ross joined HSBC Bank Malaysia Berhad in 1972 and served in various capacities ranging from Corporate and Retail Banking to Area and Branch Management.  He also served as Head of Treasury and Head of Group Audit Malaysia between 1987 and 1996.  During this period, he also worked in Hong Kong, London and New York in the areas of Foreign Exchange and Treasury.  In his last appointment prior to his retirement from HSBC Bank Malaysia Berhad on 31 December 2007, he managed the HSBC Amanah Onshore business franchise in Malaysia and was responsible for the Islamic retail and corporate business emanating from the branch network.  En Ross joined HSBC Amanah Takaful (Malaysia) Sendirian Berhad as the Executive Director and Senior Advisor from 1 January 2008 to 31 December 2008.

En Ross is currently a council member of the Outward Bound Trust of Malaysia and a Director of Kumpulan Perangsang Berhad.

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Azlan bin Abdullah
Independent Non-Executive Director

En Azlan was appointed on 6 August 2008.  He is a member of the Audit Committee and Nominating Committee of the Bank.  En Azlan graduated from Trinity University, United States of America with a Bachelor of Science in Business Administration and Morehead State University, United States of America with a Masters in Business Administration.  En Azlan began his career in Citibank N.A in the World Corporate Group, a division within the Corporate Banking Group in 1983.  After 5 years, he then moved on to United Asian Bank which later merged with Bank of Commerce.  In 1994, he joined Citibank Berhad as Vice President and Head of the Public Sector, a division in the Corporate Banking Group focusing on lending to government-owned entities.

En Azlan is currently the Executive Director of Melewar Industrial Group Berhad and the Chief Executive Officer of Mycron Steel Berhad and Mycron Steel CRC Sdn Bhd. He is also an Independent Director of Bandar Raya Developments Berhad and Malaysian General Investment Corporation Berhad and several other private limited companies.  In addition, he is a council member of Malaysian Iron and Steel Industry Federation and an alumni member of International Association of Traffic and Safety Sciences based in Japan.

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Mohamed Ashraf bin Mohamed Iqbal
Independent Non-Executive Director

En Ashraf was appointed on 6 August 2008.  He is the Chairman of Nominating Committee and a member of the Risk Management Committee of the Bank.  En Ashraf graduated from California State University, United States of America with a Bachelor of Science in Mechanical Engineering and thereafter obtained a Masters in Business Administration from the same institution.  His earlier career included a period of over 5 years with Shell Malaysia involved in a variety of human resource and business re-engineering projects.  He then moved on to Proton Berhad where he assumed the positions of Managing Director of Proton Cars (UK) Ltd, Executive Director of Proton Cars (Europe) Ltd and Director of Proton Cars (Australia) Ltd. He then assumed the position of Director of HayGroup, Asia from 1999 to 2002 and Managing Director of Federal Auto Holdings Berhad from 2002 to 2005.  He was formerly a Partner of CEO Solutions Sdn Bhd and an Advisor to Maestro Planning Solutions Sdn Bhd.

En Ashraf is currently a Director of MindSpring Sdn Bhd, a one person consulting firm that he started after 17 years of working in various industries.

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Mr. Seow Yoo Lin
Independent Non-Executive Director

Mr Seow Yoo Lin was appointed on 12 February 2014. He is the member of the Audit Committee, Risk Management Committee and Nominating Committee of HSBC Amanah Malaysia Berhad.

Mr Seow holds a Masters in Business Administration from the International Management Centre, Buckingham, U.K. He was a member of the Malaysian Institute of Certified Public Accountants, Malaysian Institute of Accountants and Malaysian Institute of Management. He began his career with KPMG Malaysia, a professional accounting and audit firm in 1977. He has been the audit partner on a wide range of companies including public listed companies and multinationals in banking and finance, manufacturing, trading and services. In addition, he had previously held various leadership roles including those of Human Resource Partner and Partner in charge of Financial Services for the Malaysian Firm. He retired as Managing Partner of KPMG in 2011.

In addition to his current role, Mr Seow also sits on the Board of Southern Steel Berhad, Narra Holdings Berhad, Dolomite Corporation Berhad and Petal Gallery Sdn Bhd.

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Adil Ahmad
Independent Non-Executive Director

En Adil Ahmad was appointed on 5 May 2014. He holds a Masters in Business Administration (Finance & Accounting) and BA in Economics from Cornell University, Ithaca, New York.

He has 25 years of international banking experience and began his career in the 1980s at ANZ Grindlays Bank Pakistan. He was the Director and Head of Global Islamic Finance of ANZ Investment Bank in London from 1993 to 1997 and thereafter Executive, Group Strategy of ANZ Banking Group Ltd in Melbourne from 1997 to 2000. He assumed the position as the Chief Executive Officer of ANZ Banking Group Ltd Vietnam from 2000 to 2005. In 2006 he left the ANZ Banking Group to become CEO of Kuwait International Bank, from where he retired in 2009.

Since retiring to Malaysia, En Adil has advised international clients on strategic and financial matters for projects in Vietnam, Malaysia and Pakistan, and has provided Islamic and conventional banking training programs for banks and other financial institutions.

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